Ameriabank retains leadership in the banking system of Armenia. According to the results of the Bank's activities for Jan-June 2015, the Bank retains leadership in such key financial parameters as assets, general obligations, lending, investment in securities, and payables to the customers. In addition, the Bank is confidently advancing to leading positions in terms of net profit, total capital, authorized capital,
interest and non-interest incomes.
The press office of Ameriabank has told ArmInfo that as compared to Jan-June 2014, the Bank's assets grew by almost 16% to 398.8 bln AMD by 1 July 2015, and general obligations - by 17% to 353.5 bln AMD, exceeding the average indicator in the market - 12% and 13.8%, respectively. The lending rose by 34% to 257 bln AMD (amid decline in the average market indicator), and the portfolio of personal time
deposits increased by 25% to 94 bln AMD.
In Jan-June 2015, Ameriabank's net profit totaled 3.02 bln AMD (2nd position in the market), with a 5% yoy growth (amid 54.4% decline in the average market indicator), with the net operating income increasing by 23.8% to 10.4 bln AMD (12% rise in fee income).
To ensure more convenient conditions for customer service, Ameriabank keeps expanding the access to the remote systems: Ameria Online Banking, Ameria Mobile Banking, Ameria Phone Banking, Ameria Global Trading, ATMs and cash-in ATMS. In particular, before September 30 the individual customers of Ameriabank can connect to Ameria Phone Banking free of charge. For utility payments Ameriabank has worked out new fast and convenient solutions via various remote banking systems. The customers can make their utility payments via Ameria Online Banking, Ameria Mobile Banking, Ameria Phone Banking,
Ameriabank's ATMs, as well as by means of an application, under which a relevant sum is automatically levied monthly.
To note, as of 1 July 2015, Ameriabank's total capital amounted to 45.3 bln AMD (4th position, with a 12.5% yoy growth, 3.2% rise in the average market indicator), and the authorized capital was 25.4 bln
AMD (3rd position, no changes over year).
Ameriabank CJSC is a universal bank offering corporate, investment and retail banking services in a comprehensive package of banking solutions. Ameria Group CY Ltd. is the sole owner of the Bank. In
May 2015, Fitch Ratings published the Long-term Issuer Default Rating (IDR) of Ameriabank at B+. Ameriabank has become the first Armenian bank with no foreign parent bank to receive a rating similar to the country ceiling rating, which is a high assessment. The rating testifies to open and transparent activity of Ameriabank.