ArmInfo. Foreign currency loans in total loan portfolio of banks (exclusive of roll over and overdue loans) totaled 67% or 1.1316 trillion drams in April 2016. This indicator increased 4.7% year-on-year, of which 32.7% in Q1. The national currency (AMD) loans accounted for 33% of total or 658.5bln drams with a 4.2% yoy growth and 1.2% decline for Q1 2016.
According to the Central Bank's data provided to ArmInfo by the National Statistical Service of Armenia, the total bank loans increased 3.5% y-o-y by April 2016 and 2.2% for Q1 to 2.134 trillion drams. Exclusive of roll over and overdue loans, the loans increased 4.3% y-o-y and 1.8% for Q1 to 1.975 trillion drams.
As of April 1, the roll over and overdue loans accounted for 5.34% and 2.13% of total bank loans, respectively versus 6.35% and 1.8% a year ago and 5.29% and 1.81% versus Q4 2015, respectively. The y-o-y growth of the overdue loans totaled 22.5% to 45.4 billion drams, amid 12.9% decline of roll over loans to 114 billion drams. The quarterly growth of the given indicators was 20.1% and 3.1%, respectively.
According to the statistical data, the average exchange rate of AMD loans by Apr 2016 was 19.11% (no changes y-o-y) versus 15.13% in Q4 2015. The exchange rate for Mar 31 2016 averaged 480.79AMD/1USD.
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