ArmInfo. The volume of deposits attracted by Armenian banks increased by 23.7% in 2016, only for the IV quarter - by 14.3%, reached by January 1, 2017 2.413 trillion ($5bln). In their structure is traditionally dominated by foreign currency deposits voer the dram - 64.6% against 35.4%. According to National Statistical Service of Armenia, the currency component increased in annual terms by 10.5% in the structure of deposits, and for the IV quarter - by 22.5%, amounting to 1.558 trillion. AMD, and the AMD component by 21.9% and 44% - up to 855.2 billion drams respectively.
In the banking attract, the proportion of residents was 73% or 1.8 trillion. AMD (annual growth of 17.3% and quarterly - by 7.7%), and non-residents - 27% or 651.5 billion drams. (with an annual growth of 45% and quarterly - 37.2%).
In the structure of deposits from residents in the proportion of demand deposits it had 28.2% or 496.7 billion drams, while the share of fixed-term - 71.8% or 1.3 trillion. AMD. Demand deposits increased by 10.3% over the year, and for the IV quarter - by 8.1%, while time deposits showed a significant increase - 20.3% on annual basis and 7.5% - in the quarterly. Deposits in Armenian banks by January 2017. exceeded $ 1 trillion. AMD, having increased in annual terms by 14.9% and quarterly - by 7.7%. According to NSS, the average interest rates for AMD deposits formed in December at the level of 9.82%, against 14.06% a year earlier and 13.33% in the previous quarter. (Current rate of dram on 31.12.2016g was 483.94 AMD / $ 1).
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