Thursday, November 3 2011 19:39

ACRA Credit Reporting Agency offers individuals to request online credit reports without visiting the ACRA office


ArmInfo. Starting Nov 7, individuals will be able to make use of the Online Credit Report service without visiting the ACRA office. The service will allow requesting a credit history and an ACRA score.

The press service of ACRA told ArmInfo that in order to make the process of identification online, the individuals need to have a virtual ArCa card, otherwise the individuals are to visit the ACRA office and receive a login and a password for requesting their scoring online. With the help of the login, one can enter the online system of ACRA via internet at any place and receive its own credit report. In case of non- conformities in their reports, the citizens can introduce the relevant changes online. According to the source, the payment for the service can also be made with a MasterCard.

To remind, ACRA Credit Reporting Agency was founded in 2004 by Credential Inc. Today its shareholders are the Central Bank of Armenia (10%), 17 commercial banks, First Mortgage Company, Dun & Bradstreet International LTD, and other companies.

READ ALL COMMENTS

Մարինե
Ես իմ պարտավորություններ կատարել եմ միշտ նշված ժամանակին բայց ինձ այսօր մերժեցին վարկ տրամադրել ուզում եմ հասկանալ պատճառն
Մարիետա
Ես իմ պարտավորությունները կատարել եմ միշտ նշված ժամկետներում։ Ինձ մերժվեց ապառիկ տրամադրել,պատճառաբանելով որ ուշացումներ ունեմ։Խնդրում եմ պարզաբանել։
Գեվորգ
Բարևվ ձեզ ես իմ պառտավորություներ կատարել եմ ժամանակին բայց այսոր ես ապառիկեյ ուզում վտբ բանկ մեռժեց ասացին վոր ուշացումներ ունեմ եդե ես սախ ժամանակին եմ վճառում ուզում եմ հասկանալ ինչ ուշացման մասին է խոսկ

POST A COMMENT
Input digits     


News
Idram Announces Partnership with WeChat PayIdram Announces Partnership with WeChat Pay
Expert calls statements made by Armenian Prime Minister and Finance  Minister on public debt Expert calls statements made by Armenian Prime Minister and Finance  Minister on public debt "manipulative and purely populist"
Olive oil imports significantly increased in Armenia, leading to   decreased sunflower oil shipmentsOlive oil imports significantly increased in Armenia, leading to   decreased sunflower oil shipments
Public administration expert refers to Pashinyan`s statements  regarding arms procurement as a trend, where lying has become the  normPublic administration expert refers to Pashinyan`s statements  regarding arms procurement as a trend, where lying has become the  norm
Armenia`s potato imports increased in the first half of 2025, with  exports droppingArmenia`s potato imports increased in the first half of 2025, with  exports dropping
Armenia plans to ban  plastic bags and single-use plastics in 2027Armenia plans to ban  plastic bags and single-use plastics in 2027
Armenia exports 99.9% of its tomatoes to Russia Armenia exports 99.9% of its tomatoes to Russia
Russia remains Armenia`s largest grain supplierRussia remains Armenia`s largest grain supplier
Armenia`s Cabinet approves partnership agreement with UAE, EAEUArmenia`s Cabinet approves partnership agreement with UAE, EAEU
Yerevan hosts `GIS - for digital information` conference Yerevan hosts `GIS - for digital information` conference 
2026 draft state budget presented by RA government consolidated  budget of failed programs - opposition MP2026 draft state budget presented by RA government consolidated  budget of failed programs - opposition MP
Pashinyan: Armenia`s external debt has grown due to urgent arms  purchasesPashinyan: Armenia`s external debt has grown due to urgent arms  purchases
Armenia interested in expanding cooperation with STMicroelectronics Armenia interested in expanding cooperation with STMicroelectronics 
EBRD partners with Ameriabank to support green finance for Armenia’s private sectorEBRD partners with Ameriabank to support green finance for Armenia’s private sector
France  developing  sectoral  plan methodology for Armenian  winemaking and wine tourismFrance  developing  sectoral  plan methodology for Armenian  winemaking and wine tourism
AraratBank: Transfer Your Mortgage Loan and Repay It on Attractive Terms: JOIN USAraratBank: Transfer Your Mortgage Loan and Repay It on Attractive Terms: JOIN US
“The Power of One Dram” as the Main Supporter of the National Hackathon AI4Biodiversity: AI Solutions for Nature“The Power of One Dram” as the Main Supporter of the National Hackathon AI4Biodiversity: AI Solutions for Nature
Armenia could act as link between India`s dynamic economy and  Europe`s advanced market - minister Armenia could act as link between India`s dynamic economy and  Europe`s advanced market - minister 
Armenia establishing cooperation with leading French research centers Armenia establishing cooperation with leading French research centers 
Current figures for mutual tourist visits do not reflect full  potential of Armenian-Qatari cooperationCurrent figures for mutual tourist visits do not reflect full  potential of Armenian-Qatari cooperation
Slovenia interested in cooperating with Armenia in alcoholic drink  production, export of Armenian brandy Slovenia interested in cooperating with Armenia in alcoholic drink  production, export of Armenian brandy 
Armenia`s minister of finance not good at mathematics - ex-official Armenia`s minister of finance not good at mathematics - ex-official 
Volgograd companies start business mission at RF Trade Representation  in Armenia Volgograd companies start business mission at RF Trade Representation  in Armenia 
Expert: Armenia`s economy  turning into service economy without   industrial baseExpert: Armenia`s economy  turning into service economy without   industrial base
Armenia will never refuse to purchase Russian grain: PashinyanArmenia will never refuse to purchase Russian grain: Pashinyan
1.94 million tourists visited Armenia in 10 months1.94 million tourists visited Armenia in 10 months
Dalan Technopark announces its first bond issuance Dalan Technopark announces its first bond issuance 
Armenian Card to start issuing co-branded cards with MasterCard and  Union Pay international payment systemsArmenian Card to start issuing co-branded cards with MasterCard and  Union Pay international payment systems
EDB to provide ZCMC with $10 million loan to digitize internal  business processesEDB to provide ZCMC with $10 million loan to digitize internal  business processes
Complete nonsense: Pashinyan on FSI report about Yerevan`s alleged  switch from Russian grain to Ukrainian grainComplete nonsense: Pashinyan on FSI report about Yerevan`s alleged  switch from Russian grain to Ukrainian grain
Armenian users account for 9% of  FDI`s Armenian users account for 9% of  FDI`s "Jobs in  EAEU" project
FCI  to support Armenia in connecting to  global  AI SuperCloud`s  AI  platform FCI  to support Armenia in connecting to  global  AI SuperCloud`s  AI  platform 
Kremlin  comments on  FIS report about Armenia`s intention to stop  purchasing Russian grainKremlin  comments on  FIS report about Armenia`s intention to stop  purchasing Russian grain
Reserve fund to prevent macroeconomic stability risks to be  established - CBA chairman Reserve fund to prevent macroeconomic stability risks to be  established - CBA chairman 
Armenia plans to purchase grain from Ukraine instead of Russian grain Armenia plans to purchase grain from Ukraine instead of Russian grain 
Armenia`s national debt stable and predictable - minister Armenia`s national debt stable and predictable - minister 
Armenian FM visits State of Green in CopenhagenArmenian FM visits State of Green in Copenhagen
Emergence of risks should be viewed as source of development by  utilizing existing opportunities and ideas - minister Emergence of risks should be viewed as source of development by  utilizing existing opportunities and ideas - minister 
Armenia and Oman intend to increase mutual tourism flow.Armenia and Oman intend to increase mutual tourism flow.
Central Asia and South Caucasus to lead in warehouse infrastructure  growth through 2040 - EDBCentral Asia and South Caucasus to lead in warehouse infrastructure  growth through 2040 - EDB
Armenian, Danish FMs discuss development of bilateral sectoral  cooperation Armenian, Danish FMs discuss development of bilateral sectoral  cooperation
Central Bank cementing everything for security, but  losing investor  interest - expert on Armenian crypto regulationCentral Bank cementing everything for security, but  losing investor  interest - expert on Armenian crypto regulation
25 billion AMD Government bonds allocation auction took place on AMX25 billion AMD Government bonds allocation auction took place on AMX
Mariam Hambardzumyan: Armenia`s education system not adapted to meet  the needs of  businessesMariam Hambardzumyan: Armenia`s education system not adapted to meet  the needs of  businesses
Expert: AI will not replace people, but rather those who don`t use AIExpert: AI will not replace people, but rather those who don`t use AI
Idram Junior Participants Receive Prizes: The First Junius Financial Literacy Competition ConcludesIdram Junior Participants Receive Prizes: The First Junius Financial Literacy Competition Concludes
Starting in 2026, conclusion, termination, and modification of  employment contracts in Armenia to be carried out exclusively through  digital platformStarting in 2026, conclusion, termination, and modification of  employment contracts in Armenia to be carried out exclusively through  digital platform
Armenia, Saudi Arabia planning to expand economic cooperation in  several areasArmenia, Saudi Arabia planning to expand economic cooperation in  several areas
Armenian parliamentary opposition demanding price of Kazakh grain  delivered to Armenia Armenian parliamentary opposition demanding price of Kazakh grain  delivered to Armenia 
Hovhannes Khachatryan: Armenia`s digitalization is progressing  steadily, changing the architecture of interaction and identificationHovhannes Khachatryan: Armenia`s digitalization is progressing  steadily, changing the architecture of interaction and identification
Supply of fourth-grade wheat from Kazakhstan means Armenia also needs  it, official saysSupply of fourth-grade wheat from Kazakhstan means Armenia also needs  it, official says
Under `We Are Our Mountains` program, 12 families in Tatev community  received grants to implement their business ideasUnder `We Are Our Mountains` program, 12 families in Tatev community  received grants to implement their business ideas
Gold price rise stems from global processes - economists Gold price rise stems from global processes - economists 
Duty on metal fitting import to be raised in ArmeniaDuty on metal fitting import to be raised in Armenia
Saudi Arabia`s Public Investment Fund considering investing in  ArmeniaSaudi Arabia`s Public Investment Fund considering investing in  Armenia
Armenia and Kazakhstan discuss opportunities to develop cooperation  in digitalizationArmenia and Kazakhstan discuss opportunities to develop cooperation  in digitalization
Armenia`s ICT sector revenue grew by double-digits in the first nine  monthsArmenia`s ICT sector revenue grew by double-digits in the first nine  months
Service sector revenue accelerated in the first nine monthsService sector revenue accelerated in the first nine months
Armenia`s trade sector generated $12.1 billion in revenue in the  first nine monthsArmenia`s trade sector generated $12.1 billion in revenue in the  first nine months
Kazakhstan`s national grain operator ready to supply Armenian  consumers with approximately 15,000- 20,000 tons of food grain  monthlyKazakhstan`s national grain operator ready to supply Armenian  consumers with approximately 15,000- 20,000 tons of food grain  monthly
Read more
Exchange rates
14.11.2025
RUB4.73-0.02
USD382.12-0.16
EUR443.79-0.15
GBP502.18-0.63
CAD272.18-0.96
JPY24.70-0.02
CNY53.82-0.05
CHF482.231.74


Experts
Mariam Hambardzumyan: Armenia`s education system not adapted to meet  the needs of  businessesMariam Hambardzumyan: Armenia`s education system not adapted to meet  the needs of  businesses
Expert: AI will not replace people, but rather those who don`t use AIExpert: AI will not replace people, but rather those who don`t use AI
Gold price rise stems from global processes - economists Gold price rise stems from global processes - economists 
Read more

Commented
ATI.SU: Demand for international cargo transportation 30% up in  ArmeniaATI.SU: Demand for international cargo transportation 30% up in  Armenia
Civil Contract nominates Armen Ktoyan for  Central Bank Board Member  positionCivil Contract nominates Armen Ktoyan for  Central Bank Board Member  position
Armenia, France considering prospects for expanding technological  cooperation  Armenia, France considering prospects for expanding technological  cooperation  

Company bonds
UCO CJSC "GLOBAL CREDIT"1
UCO CJSC "GLOBAL CREDIT"3
UCO CJSC "GLOBAL CREDIT"4
UCO CJSC "GLOBAL CREDIT"5
UCO CJSC "GLOBAL CREDIT"7
"National Mortgage Company"2A
"National Mortgage Company"2B
UCO CJSC “FINCA” 1
UCO CJSC “FINCA” 2