Friday, January 11 2013 15:47

Anelik Bank strengthens its positions in market of student loans


ArmInfo. Since 2011 Anelik Bank has provided approximately 700 student loans, the press service of the Bank told ArmInfo.

"Over its 23-year activity the Bank has given high priority to education and its role in development of the society", said Armen Arevyan, head of the Bank's press service.

In 2012 the Bank introduced Express Student Loans. One of the advantages of these loans is the reduced number of the required documents and the short period of the loan provision - 24 hours only.

"I'd like to mention that another advantage of the loan is that if a borrower repeatedly receives the loan, he/she is provided with a discount of 14% of the loan interest rate; as a result, the interest rate becomes 16.25% p.a. The Armenian market has not yet got such loans at this interest rate", said Arevyan.

According to the Ranking of Armenian Commercial Banks by the Agency of Rating Marketing Information (ArmInfo), as of 1 October 2012 the total lending of the Bank was 41.1 bln AMD. The share of consumer loans was 26.4% of the loan book, or 11.5 bln AMD. Over Jan-Sept 2012 this index grew by 18.9%.

Anelik Bank CJSC was founded on 9 July 1990, registered on 1 October 1991, and in October 1996 and it received the general license of the Central Bank of Armenia in October 1996. The shareholders of the Bank are CreditBank S.A.L. (89.95%) and Samvel Chzmachyan (10.05%).
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