Tuesday, May 21 2013 20:20
Ameriabank offers its customers a chance to "build" a deposit that suits them best
ArmInfo. Ameriabank has introduced a unique deposit. This is a chance for our customers to "build" a deposit that fits them best, Retail Banking Director of Ameriabank Arman Barseghyan told journalists on Tuesday.
He said that a holder can close or replenish the deposit account at any moment. The rate depends on his choice. The deposit can be in any currency and can be opened for any period.
"We have raised the interest rate for AMD deposits so as to encourage our customers to save their money in national currency," Barseghyan said.
He said that the bank offers its depositors a credit line equivalent to 30% of their deposits, with the deposits being the security. Such loans are in the same currency as their respective deposits and have the same rates.
According to ArmInfo's Ranking of Commercial Banks of Armenia, in Q1 2013 Ameriabank had the biggest deposit portfolio in the country's banking system - 270.7bln AMD (66.7% more than in Q1 2012 and 30% more than in Q4 2012).