Ameriabank launches new online card transfer system

ArmInfo.  In the frames of distant banking services Ameriabank has introduced a new system of card-based online money transfers, which requires only internet connection and card/account number registration.

As the bank press service informed ArmInfo, holders of MasterCard, Visa, or ArCa cards of other banks can make online transfers to the Ameriabank card and bank accounts at www.ameriabank.am

There is no need to register a virtual card to use this new online - transfer system. The sum is paid from recipient's account immediately.

Besides, according to the source, the program has a security technology (Secure Sockets Layer) while the security of transfers by the payment cards in the Internet is ensured by Master Card Secure Code and VISA Verified by Visa (VbV) technologies.

To ensure more convenient conditions for customer service, Ameriabank keeps expanding the access to the remote systems: Ameria Online Banking, Ameria Mobile Banking, Ameria Phone Banking, Ameria Global Trading, ATMs and cash-in ATMS. In particular, before September 30 the individual customers of Ameriabank can connect to Ameria Phone Banking free of charge. For utility payments Ameriabank has worked out new fast and convenient solutions via various remote banking systems. The customers can make their utility payments via Ameria Online Banking, Ameria Mobile Banking, Ameria Phone Banking, Ameriabank's ATMs, as well as by means of an application, under which a relevant sum is automatically levied monthly.  

According to the Financial Rating of Armenian Banks prepared by ArmInfo News Agency, Ameriabank retains leadership in the banking system of Armenia  in such key financial parameters as assets, general obligations, lending, investment in securities, and payables to the customers. In addition, the Bank is confidently advancing to leading positions in terms of net profit, total capital, authorized capital, interest and non-interest incomes.      Bank's assets grew by almost 16% to 398.8 bln AMD by 1 July 2015, and general obligations - by 17% to 353.5 bln AMD, exceeding the average indicator in the market - 12% and 13.8%, respectively. The lending rose by 34% to 257 bln AMD (amid decline in the average market indicator), and the portfolio of personal time deposits increased by 25% to 94 bln AMD.  In the first half of 2015 Ameriabank's net profit totaled 3.02 bln AMD (2nd position in the market), with a 5% year growth (amid 54.4% decline in the average market indicator).As of 1 July 2015, Ameriabank's total capital amounted to 45.3 bln AMD (4th position, with a 12.5% y-o-y growth, 3.2% rise in the average market indicator), and the authorized capital was 25.4 bln AMD (3rd position, no changes over year).

To note, Ameriabank CJSC  is a universal bank offering corporate, investment and retail banking services in a comprehensive package of banking solutions. Ameria Group CY Ltd. is the sole owner of the Bank.  In May 2015, Fitch Ratings published the Long-term Issuer Default Rating (IDR) of Ameriabank at B+.  Ameriabank has become the first Armenian bank with no foreign parent bank to receive a rating similar to the country ceiling rating, which is a high assessment.  The rating testifies to open and transparent activity of Ameriabank.