IDBank has summed up the raffle held within the framework of IDsalary payroll package: 55 lucky winners have received their prizes

 Thursday, February 19 2026
IDBank has summed up the raffle held within the framework of IDsalary payroll package: 55 lucky winners have received their prizes

ArmInfo.5 travelling vouchers worth AMD 1,000,000 for each trip abroad and 50 prizes of 100,000 idcoins have been awarded to their happy owners. On February 18, IDBank summarized the raffle for customers who joined the IDsalary payroll package through a live broadcast on its official Facebook and YouTube pages.

KardaLove 5th Anniversary Festival Held under the Title Sponsorship of AraratBank
 Thursday, February 19 2026

ArmInfo.The 5th anniversary KaradaLove Book and Education Festival was held in Yerevan, bringing together book lovers and those interested in education and self-development. Book presentations, author meet-and-greets, educational and career guidance events – this year, the festival, supported by AraratBank for the second year in a row, was presented in a new format.

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Armenia to receive  100 million euros from AFD for  integrated  development of water and agriculture sectors
 Thursday, February 19 2026

ArmInfo.Armenia is planning to receive 100 million euros from the French Development  Agency (AFD). At its February 19 meeting, the Armenian government approved the draft law "On Ratification of Framework Agreement No. CAM 1029 on the Provision of an Uncommitted Credit Line between the Republic of Armenia and AFD," signed within the framework of the "  Water Agriculture Integrated Development of  Armenia" (WAIDA) program on December 18-19, 2025.

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RA Minister of Labor and Social Affairs urges pensioners to choose  bank to receive their pensions
 Thursday, February 19 2026

ArmInfo.Starting April 1, pensions and benefits in Armenia will be paid exclusively by bank  transfer, Minister of Labor and Social Affairs Arsen Torosyan reminded at a government meeting on February 19. "We ask all our pensioners and benefit recipients to independently choose a bank and receive a bank card by March 5," Torosyan said.

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Number of virtual POS terminals nearing 6,000 in Armenia
 Thursday, February 19 2026

ArmInfo. The number of virtual point-of-sale (vPOS) terminals in Armenia will reach 5,814,000 by 2026, of which 52%, or 2,999,000, are used in retail, catering, and  service outlets.

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Ardshinbank Opens New Business Branch
 Thursday, February 19 2026

ArmInfo.On February 18, Ardshinbank officially opened its new Ardshinbank Business branch at 16/12 Tigran Mets. The specialized office is designed to serve small and medium-sized enterprises (SMEs).

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EBRD to provide EUR 6mln grant to Armenia for construction of Yerevan  Customs and Logistics Center
 Thursday, February 19 2026

ArmInfo.At its 19th session, the Government of Armenia approved a draft decree of the President of the Republic of Armenia "On approving the grant agreement between the Republic of Armenia and the European Bank for Reconstruction and Development for the Yerevan Customs and Logistics Center project in the amount of ?6 million."

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In Armenia, 85% of microprocessing cards have NFC chips 
 Wednesday, February 18 2026

ArmInfo. As of January 1, 2026, Armenian plastic market had over 5 million cards, with the  annual growth decreasing from 16.3% to 15.8%. Meanwhile, microprocessing cards with NFC chips experienced a slowdown in growth from 32% to 25%, totaling 4.3 million, which accounts  85% of the total number of cards, according to data from the Central Bank of  Armenia.

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Ameriabank Opens a New Branch in Artashat: Special Offers for New Customers
 Wednesday, February 18 2026

ArmInfo.Ameriabank keeps expanding its branch network to be closer to clients in their communities. This time, the Bank has opened a new branch in the town of Artashat in the Ararat region. Artashat is Ameriabank’s 29th branch and the first in the Ararat region.

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Dangerous Generosity: IDBank Warns of a Rise in Fake Online Surveys
 Wednesday, February 18 2026

ArmInfo.In the Armenian segment of social media, cases of financial fraud disguised as marketing research have become more frequent. Fraudsters, using the brands of various Armenian banks and other large commercial organizations, promise citizens rewards of several tens of thousands of drams for completing a short sociological survey.

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UBA Chair: Armenia`s banking system demonstrates high stability  indicators - it is adequately capitalized and has high liquidity
 Tuesday, February 17 2026

ArmInfo. Armenia's banking system is adequately capitalized and has high liquidity, as  stated by Daniel Azatyan, Chairman of the Union of Banks of Armenia (UBA),  during a press conference on February 17, noting that the system's capitalization has reached 2.2 trillion drams.

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Team Holding`s AMD, USD bonds listed on  Armenia Stock Exchange
 Tuesday, February 17 2026

ArmInfo. Team Holding's bonds, placed as part of the first stage, have officially been listed on the Armenian Securities Exchange (AMX). According to Team's press service, the placement of the first tranche was completed ahead of schedule due to strong demand.

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Idram, Mediamax and Hayordi Foundation Launch Initiative Ahead of Book Giving Day
 Tuesday, February 17 2026

ArmInfo.Ahead of Book Giving Day, celebrated in Armenia on February 19, Mediamax Media Company, Hayordi Foundation and Idram have launched a joint initiative.

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Union of Banks of Armenia: Higher interest rates are a restraining  factor for higher consumer lending growth
 Tuesday, February 17 2026

ArmInfo.Interest rates on dram loans in Armenian banks have increased to 17.1% in 2025  (from 16.7% in 2024 and 16.1% in 2022). Daniel Azatyan, head of the Union of Banks of Armenia, announced this at a press conference on February 17.

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SRC Deputy Chairman, ADB and FAR reps.  discuss policy-based lending  areas  
 Tuesday, February 17 2026

ArmInfo.Rafael Gevorgyan, Deputy Chairman of the State Revenue Committee (SRC) of  Armenia, received representatives of the Asian Development Bank and the French Development Agency (Agence Francaise de Developpement).

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Armenian Finance Ministry, ADB, and AFD   initiate talks for  potential loan to Armenia
 Monday, February 16 2026 20:57

ArmInfo. A meeting was held at the Armenian Ministry of Finance to launch a preliminary  dialogue with interested Armenian agencies on the provision of new credit mechanisms based on the policies of the Asian Development Bank (ADB) and the French Development Agency (Agence Francaise de Developpement). A joint mission of the Asian Development Bank (ADB)  and the French Development Agency (Agence Francaise de Developpement) participated in the meeting.

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IDBank has opened a representative office in Glendale, California, USA.
 Monday, February 16 2026 20:43

ArmInfo.IDBank is now closer to our compatriots in California. The Bank has opened a Representative Office in the city of Glendale, California.

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S&P Global Ratings: In Armenia`s banking sector, adequate capital  buffers and stable profitability to support significant lending  growth in 2026-2027
 Monday, February 16 2026 18:58

ArmInfo. In Armenia's banking sector, adequate capital buffers and stable profitability  will support significant lending growth in 2026-2027, according to the S&P Global Ratings report "Banking Sector Outlook 2026: Central Asia and the Caucasus. Resilience Amid Heightened Geopolitical Risks."

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Armenia`s foreign trade turnover decreases by 29% due to a "collapse"  in transactions involving precious metals and stones
 Monday, February 16 2026 15:50

ArmInfo.The transactions involving precious metals and stones in Armenia's foreign trade have started  to decline since 2025, accounting for 26% of the total volume for the year ($5.5 billion), compared to 51% ($15.4 billion) in 2024.

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A Memorandum of Cooperation Signed Between the Armenia Stock Exchange and the Russian-Armenian University
 Monday, February 16 2026 15:30

ArmInfo.We are pleased to announce that the Armenia Stock Exchange and the Russian-Armenian University have signed a Memorandum of Understanding aimed at building new bridges of knowledge, experience, and opportunity between Armenia’s capital market and the academic community.

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Armenia increases defense industry R&D funding by 50% in 2025
 Monday, February 16 2026 14:27

ArmInfo.In 2025, Armenia's Ministry of High-Tech Industry allocated over 2 billion  drams for research and development and experimental development in  the military industry, as stated by Mkhitar Hayrapetyan, Minister of  High-Tech Industry,  during a press conference on February 16.

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News
The US trade deficit unexpectedly jumped by 32.6% in DecemberThe US trade deficit unexpectedly jumped by 32.6% in December
Health Ministry to consider including taxi drivers in  insurance  system by 2027Health Ministry to consider including taxi drivers in  insurance  system by 2027
IDBank has summed up the raffle held within the framework of IDsalary payroll package: 55 lucky winners have received their prizesIDBank has summed up the raffle held within the framework of IDsalary payroll package: 55 lucky winners have received their prizes
KardaLove 5th Anniversary Festival Held under the Title Sponsorship of AraratBankKardaLove 5th Anniversary Festival Held under the Title Sponsorship of AraratBank
Armenia to receive  100 million euros from AFD for  integrated  development of water and agriculture sectorsArmenia to receive  100 million euros from AFD for  integrated  development of water and agriculture sectors
Armenian MP calls on electric vehicle owners to delay paying property  taxesArmenian MP calls on electric vehicle owners to delay paying property  taxes
RA Minister of Labor and Social Affairs urges pensioners to choose  bank to receive their pensionsRA Minister of Labor and Social Affairs urges pensioners to choose  bank to receive their pensions
Armenia to construct NPP reserve crisis centerArmenia to construct NPP reserve crisis center
Number of virtual POS terminals nearing 6,000 in ArmeniaNumber of virtual POS terminals nearing 6,000 in Armenia
Ardshinbank Opens New Business BranchArdshinbank Opens New Business Branch
New law supposed to protect investors in ArmeniaNew law supposed to protect investors in Armenia
FLYONE ARMENIA offers ticket sales promotion to its customersFLYONE ARMENIA offers ticket sales promotion to its customers
AirBaltic launches Yerevan-Riga-Yerevan flights AirBaltic launches Yerevan-Riga-Yerevan flights 
EBRD to provide EUR 6mln grant to Armenia for construction of Yerevan  Customs and Logistics CenterEBRD to provide EUR 6mln grant to Armenia for construction of Yerevan  Customs and Logistics Center
Armenia triples exports of brandy over last ten years Armenia triples exports of brandy over last ten years 
In Armenia, 85% of microprocessing cards have NFC chips In Armenia, 85% of microprocessing cards have NFC chips 
2025 Corruption Perceptions Index results published2025 Corruption Perceptions Index results published
Ameriabank Opens a New Branch in Artashat: Special Offers for New CustomersAmeriabank Opens a New Branch in Artashat: Special Offers for New Customers
ArmInfo Financial Rating: Increase in MTPL tariffs boosts Armenia`s  insurance market profitabilityArmInfo Financial Rating: Increase in MTPL tariffs boosts Armenia`s  insurance market profitability
Dangerous Generosity: IDBank Warns of a Rise in Fake Online SurveysDangerous Generosity: IDBank Warns of a Rise in Fake Online Surveys
Promotion and implementation of inclusive transport infrastructure program among RA Government`s priorities - ministerPromotion and implementation of inclusive transport infrastructure program among RA Government`s priorities - minister
UBA Chair: Armenia`s banking system demonstrates high stability  indicators - it is adequately capitalized and has high liquidityUBA Chair: Armenia`s banking system demonstrates high stability  indicators - it is adequately capitalized and has high liquidity
Team Holding`s AMD, USD bonds listed on  Armenia Stock ExchangeTeam Holding`s AMD, USD bonds listed on  Armenia Stock Exchange
Idram, Mediamax and Hayordi Foundation Launch Initiative Ahead of Book Giving DayIdram, Mediamax and Hayordi Foundation Launch Initiative Ahead of Book Giving Day
Government of Japan, UNDP allocate $5.2 million to enhance   agricultural development in Armenia Government of Japan, UNDP allocate $5.2 million to enhance   agricultural development in Armenia 
Union of Banks of Armenia: Higher interest rates are a restraining  factor for higher consumer lending growthUnion of Banks of Armenia: Higher interest rates are a restraining  factor for higher consumer lending growth
The most important task today is to transform existing potential and  knowledge into global technological leadership - Ruben SimonyanThe most important task today is to transform existing potential and  knowledge into global technological leadership - Ruben Simonyan
SRC Deputy Chairman, ADB and FAR reps.  discuss policy-based lending  areas  SRC Deputy Chairman, ADB and FAR reps.  discuss policy-based lending  areas  
Armenian insurance companies nearly quadruple their net profit in  2025, reaching $7.7 millionArmenian insurance companies nearly quadruple their net profit in  2025, reaching $7.7 million
Germany`s economy will grow by 1% this yearGermany`s economy will grow by 1% this year
The US budget deficit will grow to $1.85 trillion in fiscal year 2026The US budget deficit will grow to $1.85 trillion in fiscal year 2026
Gevorg Papoyan to discuss Armenian-Greek trade and economic collaboration in AthensGevorg Papoyan to discuss Armenian-Greek trade and economic collaboration in Athens
Mortgages in Armenia have been growing for the third year in a row, but the pace is slowing downMortgages in Armenia have been growing for the third year in a row, but the pace is slowing down
Kazakhstan`s exports to Armenia 35.3% up, imports 56.6% down Kazakhstan`s exports to Armenia 35.3% up, imports 56.6% down 
Share of Armenia`s top-5 trade partners decreases from 72% to 64% in  2025 Share of Armenia`s top-5 trade partners decreases from 72% to 64% in  2025 
Armenian Finance Ministry, ADB, and AFD   initiate talks for  potential loan to ArmeniaArmenian Finance Ministry, ADB, and AFD   initiate talks for  potential loan to Armenia
IDBank has opened a representative office in Glendale, California, USA.IDBank has opened a representative office in Glendale, California, USA.
S&P Global Ratings: In Armenia`s banking sector, adequate capital  buffers and stable profitability to support significant lending  growth in 2026-2027S&P Global Ratings: In Armenia`s banking sector, adequate capital  buffers and stable profitability to support significant lending  growth in 2026-2027
PSRC head presents advantages of American SMR technologyPSRC head presents advantages of American SMR technology
Armenia seriously  considering the possibility of acquiring new  satellites - MinisterArmenia seriously  considering the possibility of acquiring new  satellites - Minister
PSRC Head: Electric Networks of Armenia`s performance  is assessed  based on quality indicators set by the CommissionPSRC Head: Electric Networks of Armenia`s performance  is assessed  based on quality indicators set by the Commission
Armenia`s foreign trade turnover decreases by 29% due to a Armenia`s foreign trade turnover decreases by 29% due to a "collapse"  in transactions involving precious metals and stones
A Memorandum of Cooperation Signed Between the Armenia Stock Exchange and the Russian-Armenian UniversityA Memorandum of Cooperation Signed Between the Armenia Stock Exchange and the Russian-Armenian University
Starlink to donate over 100 of its terminals to Armenia - Mkhitar  HayrapetyanStarlink to donate over 100 of its terminals to Armenia - Mkhitar  Hayrapetyan
Armenia increases defense industry R&D funding by 50% in 2025Armenia increases defense industry R&D funding by 50% in 2025
Individuals supposed to submit annual income tax return for 2025  between March 2 and November 1, 2026Individuals supposed to submit annual income tax return for 2025  between March 2 and November 1, 2026
Papoyan: Armenia`s interests remain a priority in railway managementPapoyan: Armenia`s interests remain a priority in railway management
Armenian tax officers to receive training under the Indian Technical  and Economic Cooperation programArmenian tax officers to receive training under the Indian Technical  and Economic Cooperation program
The state will cover 50% of farmers` expenses for cultivating grain,  legumes, and forage crops - Gevorg PapoyanThe state will cover 50% of farmers` expenses for cultivating grain,  legumes, and forage crops - Gevorg Papoyan
Armenia, Romania  to enhance tourism cooperation Armenia, Romania  to enhance tourism cooperation 
Pashinyan on US modular reactors: America possesses technological  intricacies that are not widely knownPashinyan on US modular reactors: America possesses technological  intricacies that are not widely known
Team Holding announces launch of second tranche of its USD bond  placementTeam Holding announces launch of second tranche of its USD bond  placement
Economy Minister  announces resumption of  agricultural insurance  programEconomy Minister  announces resumption of  agricultural insurance  program
AraratBank Receives Mastercard “Excellence in Strategic Marketing” AwardAraratBank Receives Mastercard “Excellence in Strategic Marketing” Award
Armenia, Russia discuss extension of  Armenia`s nuclear plant`s  second power unit operation periodArmenia, Russia discuss extension of  Armenia`s nuclear plant`s  second power unit operation period
In Armenian interbank foreign exchange market, dollar and ruble  transactions continued to decline from February 9 to 13, 2026, while  euro transactions resumedIn Armenian interbank foreign exchange market, dollar and ruble  transactions continued to decline from February 9 to 13, 2026, while  euro transactions resumed
Expert: Replacing the Armenian Nuclear Power Plant (NPP) with US  modular reactors is akin to replacing an aircraft carrier with  medieval caravelsExpert: Replacing the Armenian Nuclear Power Plant (NPP) with US  modular reactors is akin to replacing an aircraft carrier with  medieval caravels
Khudatyan: There is a mutual understanding with the Russian side on  the restoration of rail links with Azerbaijan and TurkeyKhudatyan: There is a mutual understanding with the Russian side on  the restoration of rail links with Azerbaijan and Turkey
The Bank of Russia lowered the key interest rate to 15.5%The Bank of Russia lowered the key interest rate to 15.5%
Armenian authorities extend implementation of digital employment  contract systemArmenian authorities extend implementation of digital employment  contract system
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Exchange rates
19.02.2026
RUB4.92-0.01
USD376.94-0.75
EUR444.34-2.54
GBP508.34-4.03
CAD275.52-1.07
JPY24.36-0.20
CNY54.59-0.11
CHF487.19-2.11


Experts
Expert: Replacing the Armenian Nuclear Power Plant (NPP) with US  modular reactors is akin to replacing an aircraft carrier with  medieval caravelsExpert: Replacing the Armenian Nuclear Power Plant (NPP) with US  modular reactors is akin to replacing an aircraft carrier with  medieval caravels
Russia holds technological edge in SMR fuel recycling,  expert saysRussia holds technological edge in SMR fuel recycling,  expert says
Comprehensive medical insurance system money laundering scheme,  economist claims Comprehensive medical insurance system money laundering scheme,  economist claims 
Read more

Commented
ATI.SU: Demand for international cargo transportation 30% up in  ArmeniaATI.SU: Demand for international cargo transportation 30% up in  Armenia
Civil Contract nominates Armen Ktoyan for  Central Bank Board Member  positionCivil Contract nominates Armen Ktoyan for  Central Bank Board Member  position
Armenia, France considering prospects for expanding technological  cooperation  Armenia, France considering prospects for expanding technological  cooperation  

Company bonds
UCO CJSC "GLOBAL CREDIT"1
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UCO CJSC "GLOBAL CREDIT"4
UCO CJSC "GLOBAL CREDIT"5
UCO CJSC "GLOBAL CREDIT"7
"National Mortgage Company"2A
"National Mortgage Company"2B
UCO CJSC “FINCA” 1
UCO CJSC “FINCA” 2