Armenia kicks off 2026  with 105 bn dram surplus

 Thursday, February 26 2026 19:42:14
Armenia kicks off 2026  with 105 bn dram surplus

ArmInfo. In January 2026, the RA state budget expenditures amounted to 151.4 billion drams. This figure represents a 9.3% increase, or 12.9 billion drams,  compared to the same period previous year,  as stated in the  information bulletin released by the RA Ministry of Finance regarding  the execution of state budget for the first month of the year.

AraratBank: Update+ - New Loan Offer with 2% Cashback
 Thursday, February 26 2026 16:23

ArmInfo.AraratBank introduces a new refinancing solution for consumer loans secured by real estate, allowing customers to transfer their loans from other financial institutions.

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WB to issue EUR 70.4mln loan for improving water-supply and irrigation systems
 Thursday, February 26 2026

 The World Bank  will provide Armenia with a EUR 70.4 million loan for the  implementation of the "Water Supply and Irrigation Systems  Improvement. Phase 1" program. At its February 26 meeting, the  Committee on Financial, Credit, and Budgetary Affairs of the National  Assembly of the Republic of Armenia approved the draft agreement with  the Bank submitted by the Government of the Republic of Armenia.

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My phone rang…”: IDBank warns about a rise in fraud using the “call from the bank” scheme.
 Wednesday, February 25 2026

ArmInfo.Despite the rapid spread of new technologies, fraudsters are not in a hurry to abandon a proven classic: ordinary phone calls allegedly “from the bank.” They introduce themselves as the “security department” and from the very first seconds of the conversation create a sense of emergency, claiming that something extraordinary has happened and that your money is already at risk.

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ACBA Bank Group is developing a transparent corporate governance system
 Tuesday, February 24 2026

ArmInfo. ACBA Bank Group continues to implement large-scale reforms to its corporate governance principles to improve efficiency, transparency, and accountability. As a result, ACBA Bank Group has introduced key internal policies:

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2% Cashback on Payments Made with AraratBank Arca Cards
 Tuesday, February 24 2026

ArmInfo.Customers making cashless purchases with AraratBank Arca cards will receive a 2% cashback on the previous month’s cashless transactions starting February.

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RA NA member denies rumors of ban on cash payments starting March 1,  2026
 Monday, February 23 2026

ArmInfo. Babken Tunyan, a member of the National Assembly of the Republic of Armenia from the ruling Civil Contract faction, denied rumors of a ban on cash payments starting March 1.

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In Armenia`s interbank foreign exchange market, dollar transactions   decreased, while ruble transactions increased from February 16- 20,  2026 
 Friday, February 20 2026

ArmInfo.In Armenia's foreign exchange market from February 16 to 20, 2026, dollar and euro  transactions continued to decrease,  while ruble transactions saw a significant increase. The decline in dollar transactions accelerated from 3.4% to 57%, while ruble transactions increased significantly from a 4% decline to a significant 3.1-fold increase.

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In January, Armenian government`s debt increased by $212 million
 Friday, February 20 2026

ArmInfo. By January 31, 2026, the Armenian government's debt had increased by $212 million compared to the end of December 2025, rising from $13.897 billion (381.4 per dollar) to $14.109 billion (at 378.6 per dollar). In dram equivalent, the debt had increased from 5 trillion 300 billion drams to 5 trillion 342 billion drams.

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Order an IDBank Arca Classic card and enjoy up to 2% cashback
 Friday, February 20 2026

ArmInfo.Earn up to 2% cashback with the IDBank Arca Classic card. Every non-cash payment over AMD 1000 earns cashback, up to maximum of AMD 60.000 monthly. The Arca Classic card is designed for safe and fast everyday payments across Armenia.

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Cashless card transactions in Armenia  exceed cash transactions by  56%
 Thursday, February 19 2026

ArmInfo. In the Armenian plastic card market, cashless transactions have exceeded cash transactions, accounting for 56% of the total volume (compared to  52.3% in 2024, 51% in 2023, and 40% in 2022), totaling 4.2 trillion drams ($11 billion) in absolute terms, according to data from the  Central Bank of Armenia.

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IDBank has summed up the raffle held within the framework of IDsalary payroll package: 55 lucky winners have received their prizes
 Thursday, February 19 2026

ArmInfo.5 travelling vouchers worth AMD 1,000,000 for each trip abroad and 50 prizes of 100,000 idcoins have been awarded to their happy owners. On February 18, IDBank summarized the raffle for customers who joined the IDsalary payroll package through a live broadcast on its official Facebook and YouTube pages.

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KardaLove 5th Anniversary Festival Held under the Title Sponsorship of AraratBank
 Thursday, February 19 2026

ArmInfo.The 5th anniversary KaradaLove Book and Education Festival was held in Yerevan, bringing together book lovers and those interested in education and self-development. Book presentations, author meet-and-greets, educational and career guidance events – this year, the festival, supported by AraratBank for the second year in a row, was presented in a new format.

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Armenia to receive  100 million euros from AFD for  integrated  development of water and agriculture sectors
 Thursday, February 19 2026

ArmInfo.Armenia is planning to receive 100 million euros from the French Development  Agency (AFD). At its February 19 meeting, the Armenian government approved the draft law "On Ratification of Framework Agreement No. CAM 1029 on the Provision of an Uncommitted Credit Line between the Republic of Armenia and AFD," signed within the framework of the "  Water Agriculture Integrated Development of  Armenia" (WAIDA) program on December 18-19, 2025.

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RA Minister of Labor and Social Affairs urges pensioners to choose  bank to receive their pensions
 Thursday, February 19 2026

ArmInfo.Starting April 1, pensions and benefits in Armenia will be paid exclusively by bank  transfer, Minister of Labor and Social Affairs Arsen Torosyan reminded at a government meeting on February 19. "We ask all our pensioners and benefit recipients to independently choose a bank and receive a bank card by March 5," Torosyan said.

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Number of virtual POS terminals nearing 6,000 in Armenia
 Thursday, February 19 2026

ArmInfo. The number of virtual point-of-sale (vPOS) terminals in Armenia will reach 5,814,000 by 2026, of which 52%, or 2,999,000, are used in retail, catering, and  service outlets.

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Ardshinbank Opens New Business Branch
 Thursday, February 19 2026

ArmInfo.On February 18, Ardshinbank officially opened its new Ardshinbank Business branch at 16/12 Tigran Mets. The specialized office is designed to serve small and medium-sized enterprises (SMEs).

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EBRD to provide EUR 6mln grant to Armenia for construction of Yerevan  Customs and Logistics Center
 Thursday, February 19 2026

ArmInfo.At its 19th session, the Government of Armenia approved a draft decree of the President of the Republic of Armenia "On approving the grant agreement between the Republic of Armenia and the European Bank for Reconstruction and Development for the Yerevan Customs and Logistics Center project in the amount of ?6 million."

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In Armenia, 85% of microprocessing cards have NFC chips 
 Wednesday, February 18 2026

ArmInfo. As of January 1, 2026, Armenian plastic market had over 5 million cards, with the  annual growth decreasing from 16.3% to 15.8%. Meanwhile, microprocessing cards with NFC chips experienced a slowdown in growth from 32% to 25%, totaling 4.3 million, which accounts  85% of the total number of cards, according to data from the Central Bank of  Armenia.

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Ameriabank Opens a New Branch in Artashat: Special Offers for New Customers
 Wednesday, February 18 2026

ArmInfo.Ameriabank keeps expanding its branch network to be closer to clients in their communities. This time, the Bank has opened a new branch in the town of Artashat in the Ararat region. Artashat is Ameriabank’s 29th branch and the first in the Ararat region.

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Dangerous Generosity: IDBank Warns of a Rise in Fake Online Surveys
 Wednesday, February 18 2026

ArmInfo.In the Armenian segment of social media, cases of financial fraud disguised as marketing research have become more frequent. Fraudsters, using the brands of various Armenian banks and other large commercial organizations, promise citizens rewards of several tens of thousands of drams for completing a short sociological survey.

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News
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AraratBank: Update+ - New Loan Offer with 2% CashbackAraratBank: Update+ - New Loan Offer with 2% Cashback
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WB to issue EUR 70.4mln loan for improving water-supply and  irrigation systems WB to issue EUR 70.4mln loan for improving water-supply and irrigation systems
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All seven Armenian insurance companies join universal health  insurance systemAll seven Armenian insurance companies join universal health  insurance system
19 Armenian winemakers to participate in Foodex Japan exhibition19 Armenian winemakers to participate in Foodex Japan exhibition
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My phone rang…”: IDBank warns about a rise in fraud using the “call from the bank” scheme.My phone rang…”: IDBank warns about a rise in fraud using the “call from the bank” scheme.
Armenia and Azerbaijan have  trade potential  estimated at hundreds  of millions of dollars - Gevorg PapoyanArmenia and Azerbaijan have  trade potential  estimated at hundreds  of millions of dollars - Gevorg Papoyan
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Zvartnots International Airport honored with prestigious ASQ Customer  Experience AwardsZvartnots International Airport honored with prestigious ASQ Customer  Experience Awards
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GTB Holdings supports the preservation of the legacy of Armenian classical and contemporary composersGTB Holdings supports the preservation of the legacy of Armenian classical and contemporary composers
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2% Cashback on Payments Made with AraratBank Arca Cards2% Cashback on Payments Made with AraratBank Arca Cards
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Order an IDBank Arca Classic card and enjoy up to 2% cashbackOrder an IDBank Arca Classic card and enjoy up to 2% cashback
Cashless card transactions in Armenia  exceed cash transactions by  56%Cashless card transactions in Armenia  exceed cash transactions by  56%
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IDBank has summed up the raffle held within the framework of IDsalary payroll package: 55 lucky winners have received their prizesIDBank has summed up the raffle held within the framework of IDsalary payroll package: 55 lucky winners have received their prizes
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