Wednesday, May 30 2012 17:49

Ameriabank expects its deposit portfolio to grow by 40% in 2012 due to a new type of deposits


ArmInfo. Ameriabank expects its deposit portfolio to grow by 40% in 2012 due to a new "Perfect" deposit, Ameriabank's Development Director Tigran Jrbashyan said at today's press conference. The new deposit gives an opportunity to the customers to receive the interests at their own discretion - either in a lump sum when registering the deposit, or at the end of the deposit agreement, he said.

"Due to the updated retail strategy of the bank, in Q1 2012 versus Q1 2011 the deposit portfolio grew by 27%, and the loan portfolio - by 54%. Ameriabank will keep making the terms of the retail products closer to the demands of our customers", said Arman Barseghyan, Head of Retail Services Department of Ameriabank.

According to the Ranking of Commercial Banks of Armenia by the Agency of Rating Marketing Information, as of 1 April 2012 the time deposits amounted to 69.5 billion AMD (21.1% y-o-y growth), with the personal deposits in them being 35.5 billion AMD.
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