Friday, January 26 2018 17:04
Karine Melikyan

Ameriabank continues to lead in terms of key financial indicators

Ameriabank continues to lead in terms of key financial indicators

ArmInfo. Ameriabank continues to lead the main financial indicators, despite some restraint of the growth rate, which nevertheless does not prevent from increasing its profits more weightily.

According to the Express-Ranking of Armenian Banks, prepared by NA ArmInfo, the bank's assets as of the end of 2017 totaled 677.7 billion AND ($ 1.4 billion, 1st position). In their structure, 69.2% or 468.9 billion AMD ($ 968.4 million, 1st position) accounted for credit investments and other loans, and 8.5% or 57.8 billion ($ 119.4 million) for investments in securities. For the year 2017, the loan portfolio of the bank decreased by 6.5%, but investments in securities increased by 14.2%, which kept down the assets at 5.8%.  As a comparison, we note that a year earlier, in 2016 the bank demonstrated a significant increase in these indicators: the loan portfolio by 63%, investments in securities by 63.4%, assets by 39.2%. And despite the slowdown in the growth rate of investments in securities, the bank has established itself on this indicator at the 2nd position.

By January 1, 2018, Ameriabank's total liabilities were fixed at the leading 607.8 billion drams or $ 1.3 billion, despite a 7.2% decline, versus 43.2% growth in 2016. In their structure, liabilities to customers (term deposits and demand deposits) amounted to 61.7% or 375.2 billion drams ($ 775 million, the 2nd position), loans attracted from international financial institutions - 29.5% or 179.1 billion drams ($ 369.9 million, 1 st position), and the funds received from the placement of own bonds - 6.7% or 40.9 billion drams ($ 84.6 million). In 2017, the bank reduced its liabilities to customers by 9.5% and loans attracted from international financial institutions - by 16.9%, while increasing by 2.3 times the funds received from the placement of its own bonds. A year earlier, in 2016, the bank demonstrated a significant increase in liabilities to customers and loans attracted from international financial institutions.

The Bank raised its total capital in the reporting year by 8.6% to 69.9 billion drams or $ 144.5 million due to the growth of accumulated profit by 22.7% to 29.8 billion drams or $ 61.5 million. 2016 the Bank completed with a net profit of 7.7 billion AMD or $ 15.9 million, with growth of 24%. In the fourth quarter alone, the bank's net profit amounted to 2.3 billion AMD, an increase of 13% over the previous quarter. The regulatory total capital of Ameriabank reached by January 1, 2018 84.1 billion AMD (with an annual growth of 2.7%), which is almost 3 times higher than the normative minimum amount (30 billion) entered into force since 2017. The Bank's capital adequacy ratio was 12.74% at the end of 2017 (with the required 12% min), total liquidity - 29.74% (with the required min 15%), current liquidity - 93.35% (at the required min 60 %), against, respectively, 15.87%, 31.23% and 133.17% a year earlier.

The Bank is in the lead in lending to the industrial sector (including the energy complex), agriculture, construction sector, trade, transport and communications, catering and services, and mortgage lending. The Bank is also a leader in term deposits and demand deposits.

Since March 2016 the bank has started issuing its bonds: the number of issues by January 1, 2018 has already reached 8, out of which 5 - dollar in the total amount of $ 55 million, 1 - euro in the amount of 3 million and 2 - AMD in the total volume of 2.5 billion, which are listed in the main "Abond" list of the NASDAQ OMX Armenia stock exchange.

At the same time, Ameriabank successfully placed debt securities worth $ 20 million in four Luxembourg investment funds through its investment manager in the form of respons Ability Investments AG in June 2016, having planned to direct the proceeds from the placement of these securities to SME lending and financing of energy efficiency and renewable energy projects power engineering. Distinctive awards: from Euromoney (2017, 2016, 2014, 2012, 2011), from Global Finance (2016, 2015, 2013, 2012), from The Banker/FT (2016, 2015, 2013, 2010), from Commerzbank with 2008 is annually awarded with the "STP- Award".

Ameriabank CJSC is a universal bank that provides investment, corporate and retail banking services in the form of a comprehensive package of banking solutions. The bank has been operating in the Armenian market since October 31, 1996. The branch network of Ameriabank includes 14 divisions, out of which 9 are metropolitan and 5 are regional ones. In the share capital of Ameriabank, with the entry of the European Bank for Reconstruction and Development in December 2015, the equity participation has changed as follows: Ameria Group CY Ltd. - 65.8%, EBRD - 20.7% and ESPS Holding Limited - 13.5%.

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Government Bonds

 

ISIN AMGB1029A250
Auction ID AMGB1029A250A
Date 12.05.2017
Issue date 29.10.2015
Issue volume (AMD) 50 000 000 000
Maturity date 29.10.2025
Coupon year yield 11.00%
Auction volume (AMD) 1000 000 000 - 2.000 000 000
Auction date 12.05.2017
DLS
Total amount (AMD) 1 000 000 000
Amount of the total bids (AMD) 787 200 000
Amount of the total accepted bids (AMD) 787 200 000
Cut of yield (%) 10,6447
Weighted avrage yield (%) 10,6447
Auction max  yield (%) 10,6447
Auction min  yield (%) 10,6447
Number of participants 5
ArmEx

 

СПРОС (Покупка)

USD

Средневзв. Цена

482,00

ПРЕДЛОЖЕНИЕ (Продажа)

  USD

Средневзв. Цена

-

СДЕЛКИ

USD

Цена откр.

482,00

Цена закр.

482,00

Мин. Цена

482,00

Макс. Цена

482,00

Ср/взв. Цена

482,00

-0.16

Кол-во сделок

1

Объем (инвал.)

200 000

0бъем (драм)

96 400 000

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