Tuesday, September 30 2014 19:49

Anelik Bank lowers Bank-Client tariff and S.W.I.F.T. commission


ArmInfo. On Oct 1 Anelik Bank will lower the tariff for the Bank-Client system and the commission for S.W.I.F.T. transfers.

According to the press service of the bank, from now on the annual tariff for Bank-Client will be 20,000 AMD for companies and 5,000 AMD for individuals against respective monthly fees of 4,000 AMD and 900 AMD before. The connection fee will be 10,000 AMD for companies and 5,000 for individuals.

The S.W.I.F.T. commission will be lowered from 3,000 AMD from 7,500 AMD.

"We keep revising our tariff policy in line with market needs. I am confident that these changes will make our services more affordable," says Deputy CEO of Anelik Bank Hayk Mkrtchyan.

To note, as of 1 July 2014, the total capital of Anelik Bank amounted to 12.3 bln AMD, assets - 69.2 bln AMD, lending - 47.4 bln AMD (68.5% of the Bank's assets), liabilities - 56.9 bln AMD. The share of time deposits was 56.9% or 32.4 bln AMD, with over 85% of this amount being the funds of individuals. Anelik Bank participates in almost all the international credit programs being implemented in Armenia via the banking system, as well as in the state programs subsidized by the Armenian Government. Anelik Bank was the first in the card market of Armenia to launch and service Visa and MasterCards simultaneously with the local cards. Anelik Bank has 13 branches, with 6 of them in the provinces.

In Q3 2014, CreditBank S.A.L. (Lebanon), the sole owner of Anelik Bank, replenished the authorized capital of Anelik Bank by 1 billion AMD through direct investment. The funds will be spent on implementation of the strategic plan of the Bank, retention of the development rates, as well as expansion of the spectrum of services.

To recall, CreditBank S.A.L. (Lebanon) announced its joining Anelik Bank's capital in February 2009. In June 2009 it acquired 51% of the Bank's shares. As a result, the share of each of the previous four shareholders dropped from 25% to 12.25%. Afterwards, in Q2 2011 one of the shareholders withdrew from Anelik Bank's capital and the Lebanese bank's stake grew to 69.5%. In Q3 2012 CreditBank S.A.L. increased its stake to 89.95%. In October 2013 the Lebanese bank's stake rose from 89.95% to 100%, and retail services and SME lending became the priorities in the Bank's activities.
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