ArmInfo.During 2021, 10 thousand clients opened online accounts in the digital space of Ameriabank, 15 thousand received online cards, 17 thousand were registered on the Internet banking platform. Arman Barseghyan, Retail Banking Director of Ameriabank, announced this at a press conference on October 28.
At the same time, he said that there are certain successes in terms of business banking. In particular, as A. Barseghyan noted, the portfolio of business loans of Ameriabank since the beginning of this year has been growing by more than 10%, amounting to 40 billion drams, of which about 10 billion drams were provided through the Bank's online system. Individuals were provided online 15 thousand loans. According to him, 92% of consumer loans in quantitative terms and 71% in value were provided precisely through the digital platform. He also spoke about the launched mortgage lending platform, on which projects of about 40 developers are presented. "That is, in addition to financial services, clients have the opportunity to consider and compare various offers, and then make their choice," he said, noting that more than 300 applications have already been submitted to the site. "At the moment, the bank's mortgage portfolio has reached 130 billion drams, and by this indicator Ameriabank is the leader in the banking market," he added.
At the same time, Barseghyan said that thanks to the available solutions, in a few months, all mortgage lending processes will be transferred online.
Ameriabank is the only one in Armenia that has created a complex of digital ecosystems and solutions: Ameria Business Platform / online loans to SMEs; Smart account; Online loans for individuals (customer.ameriabank.am); Developers' proposals on one site (estate.ameriabank.am); Offers of car dealerships on one single site (automarket.ameriabank.am). In addition to the listed online platforms, the Bank has created other online tools: Ameriastream - fast money transfers by phone; online payments through the site; online insurance - the conclusion of a number of insurance contracts without visiting the bank; www.liooli.am is an online shopping platform where products of Armenian manufacturers are presented.
The bank's priorities for the current year are digital transformation and diversification, taking on the role of a leader in these changes and transformations.
To note, Ameriabank is one of the most dynamically developing banks in Armenia, which is one of the most stable and largest financial institutions in the country. Ameriabank is a universal bank providing corporate, investment and retail banking services in a comprehensive package. Ameriabank maintains leadership in the banking system of Armenia in terms of key financial indicators. The Bank's assets crossed the threshold of 1 trillion AMD at the end of 2020, and reaching this level was the first and so far the only one among Armenian banks.
