Forced migrants from Artsakh, can benefit from state program  supporting housing construction in border villages of Armenia, after  acquiring RA citizenship

ArmInfo.Deputy Minister of Labor and Social Affairs Davit Khachatryan and Press Secretary of the  Minister of Labor and Social Affairs Zaruhi Manucharyan presented the progress of the support provided by the Government to our compatriots forcibly displaced from Nagorno-Karabakh during the briefing held at  the "Humanitarian Center".

As the Governments press service reports, in particular, one of the  housing security support programs was presented, which enables the  beneficiaries to build their own house in one of the bordering rural  settlements with the funding and support of the state.

As mentioned by Zaruhi Manucharyan, the beneficiaries of the program  are Armenian citizens, but taking into account the fact that those  forcibly displaced from Nagorno-Karabakh also have a voluntary choice  to acquire Armenian citizenship, they can also take advantage of the  already existing state support programs.

Davit Khachatryan informed that spouses registered in the State  Population Register of Armenia, at least one of whom has Armenian  citizenship, can apply for the program, regardless of age and whether  they have a child. The beneficiary must also have a certificate of  ownership of a plot of land or a semi- constructed house located in  on of the 80 bordering rural settlements. After the completion of the  design work, it must be submitted to the municipal body for the  purpose of obtaining a construction permit. If the stipulated  conditions are met, the beneficiary must apply to a preferred bank or  credit institution to start the mortgage lending process. At the  moment, the partners of the United Social Service are: Converse Bank,  Evokabank, ACBA Bank, Unibank, "FINKA" UCO. The assistance is  provided for repayment of the mortgage principal in the amount of 16  million AMD and up to 13% interest rate. The Deputy Minister also  informed that the process started from May-June of this year and more  than 200 applications have been approved so far.

Zaruhi Manucharyan presented clarifications on a number of questions  related to the support program, which are often asked by citizens.  The residential house under construction will be the subject of  collateral during the entire period of the mortgage and, naturally,  the alienation of the property can take place in case of full  repayment of the loan. It was also noted that the details of the  project, as well as the list of rural settlements, are published on  the official website of the Ministry of Labor and Social Affairs. In  case of questions, the beneficiaries can call the hotline of the  Ministry: 114.