ArmInfo. Starting January 1, 2026, all Armenian citizens, not just pensioners, will be eligible to receive cashback on their bank cards, as stated by RA Minister of Finance Vahe Hovhannisyan during parliamentary committee debated on the 2026 draft state budget on October 27.
He said that starting in the new year, the cashback for pensioners will increase from 12% to 20%. For other working citizens making purchases via non-cash transactions, the cashback rate will be 2%. The funds will only be transferred to ArCa cards. However, this change will not apply to games with winnings. Hovhannisyan believes this measure will promote cashless trade and strengthen the capabilities of the national payment system.
According to the Finance Minister, 3.5 billion drams will be allocated from the state budget for the 2% cashback, and 20 billion drams for pensioner refunds.
