Monday, August 20 2012 18:56
Ameriabank raises 3.4 billion drams through new deposit "Perfect" from May 15 up to August 15
ArmInfo. Launched on May 15 and effective until August 15, the Perfect deposit campaign fell mostly on vacation period, but nonetheless the results are impressive. During 3 months about 3.4 billion AMD was attracted from scratch, less previously made deposits which were extended under the terms of the Perfect deposit campaign, the bank's press-service reports.
The bank expects a 40% growth of the deposit portfolio in 2012 due to the Perfect deposit campaign. In response to clients' wishes, Ameriabank extends the term of the Perfect deposit campaign until October 1. "The active feedback of the campaign proves the trust of clients and their wish to use the freedom to achieve more," the source reports.
During the extended period the terms of the Perfect deposit campaign will remain the same, unique and attractive as they are: perfect maturity period with one extra day added to each month which means that you will receive interest for 12 days more within a year; perfect terms and conditions, meaning that you can receive the interests in advance or upon maturity, at your option. The interest rate upon maturity is 11.9% for AMD deposit, 7.5% for USD deposit, and 6.7% for EUR deposit. The interest rate in advance is 10.5%, 7% and 6.2%, respectively. The lower ceiling of the deposit is 100,000 drams ($300 and 300 EUR), and the maturity is 12 months. Depending on the amount of the deposit, customers are provided with plastic cards of the following systems: ArCa, MasterCard or Visa. In addition, the bank offers perfect insurance with the deposit 100% insured by Rosgosstrakh-Armenia ICJSC".
The bank offers extra advantage, which means that if you already have a deposit in Ameriabank and the maturity period of your deposit is expiring not later than within 2 months while this deposit campaign is effective, you may extend the deposit on the terms and conditions of Perfect deposit at no loss of the interests accrued on the previous deposit.
Ranking of Armenian Banks prepared by ArmInfo ranks Ameriabank the 2nd in the banking system of Armenia in terms of the time deposits - 77.5 billion drams as of Jul 1 2012 with a 4.9% growth for the first half, 11.6% growth for Q2 2012 and 28.6% growth versus the first half of 2011. The share of personal and corporate deposits in total time deposits is nearly equal. In particular, personal time deposits amounted to 39.8 mln drams (7th position, up 12.1% for Q2 2012), including due to the Perfect deposit. Ameriabank CJSC is a universal bank offering corporate, investment and retail banking services in a comprehensive package of banking solutions. Since Nov 2011 Ameria Group is a majority shareholder of the bank with 99.99%. The bank serves 9 branches: 5 in Yerevan and by one branch in NKR, Kajaran, Dilijan and Vanadzor.