ArmInfo. Today, there are numerous phishing methods, but they can be avoided simply by not providing your personal data to third parties. Aghan Avetisyan, Director of the IDram Financial Observation Center, said this at the joint online conference of IDBank and IDram on information security, answering a question from an ArmInfo correspondent.
He noted phishing attacks as the most common attacks carried out through phone calls, e-mails, fake websites, social networks and their various manifestations.
Avetisyan drew attention to the fact that when targeting a specific group of people, fraudsters know which method to apply to a specific client segment.
In turn, IDBank Digital Banking Director Sergey Arakelyan noted that the Bank is taking steps to protect customers from phishing as much as possible. He spoke about cases when fraudsters open fake websites that demanded from citizens not only payment and settlement data, but also various data from other platforms and systems in order to transfer . "As a result, it turned out that the client himself provided hisher data to the scammers," he noted.
In this context, Arakelyan, addressing the citizens, insisted to check the platforms from which such messages are received, in particular, whether the latter are equipped with a high degree of HTTPS protection, at the same time, he urged to contact the financial institutions through whose tools citizens try to use these services. " This is necessary to find out if this is your partner or not, and how reliable heshe is. I believe that our specialists and partners will be happy to provide the necessary information so that customers do not become victims of fraudsters>, he said. During the online conference, head of the Communications Department of IDBank Tatevik Vadevanyan also noted the importance of improving the financial literacy of the population, which should be carried out not only by financial bodies and individuals. According to Vadevanyan state participation in this issue is also necessary, in particular, through activities to improve literacy in the use of network, financial tools.
Speaking about fraudulent schemes in lending, head of the legal department of IDBank Artur Melikyan emphasized that one of the most common of them is providing loans through intermediaries.
In this context, Melikyan stated that IDBank does not provide loans through intermediaries. Loans are issued only within the framework of bilateral contacts with the client - either when visiting the Bank, or through IDBank's online lending system. , he said. In this regard, Sergey Arakelyan noted that the IDBank online lending system has been operating for a year and a half. According to him, during this time about 850 thousand loans were issued, of which over 50 thousand are unique clients. At the same time, the number of citizens affected by fraudsters in the framework of obtaining online loans reaches 150, for which criminal cases have been initiated. IDBank has been operating in the Armenian market since October 1996. At the moment, the Bank is one of the most innovative companies in the financial market of Armenia.
