ArmInfo. Ameriabank holds a leading position in the investment lending market. Grigor Abajyan, Head of Investment Lending and Secured Loans at Ameriabank, announced this in an interview with journalists on the sidelines of the TOON EXPO 2026 specialized exhibition.
He stated that Ameriabank began providing investment lending in 2023. "Currently, our portfolio exceeds 20 billion drams, with an annual growth of 54%, making us a leader in this segment," said a Bank representative.
According to him, this trend indicates that many Ameriabank clients are interested in purchasing real estate abroad. To this end, the Bank collaborates with various international real estate agencies and developers, opening up investment lending opportunities for Armenian clients anywhere in the world. However, the most popular destinations for the Bank's clients are the UAE, Greece, Spain, and Cyprus. "We see a primarily flow of clients in this direction, but we can provide financing for the acquisition of real estate in any country," Abajyan noted.
He named the provision of loans in three currencies as one of the advantages of Ameriabank's investment lending: in dram at a rate of 13.75% for online applications and 14% for a classic loan; in euros at a rate of 8.5%; and in dollars - at a rate of 9.5%.
According to the Financial Rating of Armenian Banks as of September 30, 2026, prepared by ArmInfo Investment Company, Ameriabank is the leader in terms of its loan portfolio, which exceeds 2.3 trillion drams ($6.2 billion), with a five-year growth rate of more than three times and an annual growth rate of 41.5%. Moreover, Ameriabank increased its corporate loan volume year-on-year by 36.4%, reaching over 1.3 trillion drams ($3.7 billion), or 58.6% of its loan portfolio. Ameriabank's market share of total corporate loans exceeds 24.4%. In particular, the bank holds a leading position in lending to such economic sectors as construction, trade, and agriculture, and is among the top 3 in industrial lending. Ameriabank also maintains its leadership in SME lending, continuing to grow its portfolio at a double-digit rate – 18% year-on-year, bringing its volume to 20% of total market loans in this sector. Ameriabank closed the first nine months of this year with a net profit of AMD 65.1 billion ($179.4 million, maintaining its position in the top three), achieving 28% annual growth and nearly tripling its five-year growth.
Ameriabank is a leading fintech institution and a key player in Armenia's economic sector. As part of its digital transformation strategy, the bank introduces and continuously improves unique products, services, and innovative platforms aimed at meeting the financial and non-financial needs of its clients. As a dynamic fintech company, Ameriabank offers comprehensive solutions that improve the quality of life.
