In Armenia, the loss ratio for compulsory motor vehicle liability insurance (CMTPLI) decreased to 74.5% by October 2026.

 Wednesday, October 14 2026 14:21:28
In Armenia, the loss ratio for compulsory motor vehicle liability insurance (CMTPLI) decreased to 74.5% by October 2026.

ArmInfo. In the Armenian insurance market, the loss ratio for compulsory motor third-party liability insurance (CMTPLI) decreased slightly in January-September 2026, to 74.5% from 75.2% for the same period in 2025. This is observed against the backdrop of an acceleration in the annual growth of the number of active contracts from 8.1% to 10%, a subtle slowdown in the growth of insurance premiums from 17.8% to 17.2%, and a noticeable acceleration in the growth of compensation from 8.3% to 18.1%.

The BMC Foundation and the EU are launching the Twinning: Supporting the Implementation of the Universal Health Insurance Reform in Armenia program
 Tuesday, September 29 2026 20:37

ArmInfo. The Universal Health Insurance (UHI) Fund of Armenia, in close cooperation with the European Union (EU), as well as the Ministries of Health of Croatia and Slovenia, will officially launch the EU Twinning program - Supporting the Implementation of Universal Health Insurance Reform in Armenia.

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The Government of the Republic of Armenia will allocate 3.5 billion drams to the universal health insurance process
 Thursday, September 17 2026 14:35

ArmInfo.  The Armenian government will allocate 3.5 billion drams to ensure the subsidization of contributions paid into the universal health insurance system. The decision was made at a government meeting on September 17.

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In Armenia, the decline in the MTPL loss ratio slowed, but policies continued to rise in price.
 Tuesday, September 15 2026 13:05

ArmInfo.  The loss ratio for mandatory motor third-party liability insurance (MTPL) in Armenia decreased to 73.2% in January-August 2026 from 74% over the same period in 2025. This was observed against the backdrop of an acceleration in the annual growth of the number of active policies from 7.8% to 9.6%, insurance premiums from 17.5% to 17.8%, and a more noticeable acceleration in the growth of claims paid from 6.6% to 18.7%.

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The Armenian Ministry of Health will hold a new competition to fill the position of Director General of the Universal Health Insurance Fund
 Tuesday, September 8 2026 11:08

ArmInfo. The Armenian Ministry of Health will hold a new competition to fill the position of Director General of the Universal Health Insurance Fund. This was announced by Health Minister Anahit Avanesyan.

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ArmInfo FinRating: MTPL premiums continue to rise, while health  insurance premiums decline
 Monday, August 24 2026 13:14

ArmInfo.  MTPL premiums continue to rise, while health insurance premiums are declining.

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Health  Minister  discusses procedures for including employees with  incomes under AMD 200,000 in health insurance system
 Friday, August 21 2026 15:57

ArmInfo. On August 21, RA Minister of Health Anahit Avanesyan met with employers to discuss procedures for integrating employees earning under 200,000 drams into the  universal health insurance system.

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MTPL insurance loss ratio drops in Armenia amid rising policy costs
 Friday, August 21 2026 12:23

ArmInfo. The loss ratio within Armenia's Mandatory Third- Party Liability (MTPL) insurance sector saw a downward trend between January and July 2026, dropping  to 72.5% compared to 74.4% during the corresponding period in 2025.   According to market data, this shift occurred alongside accelerations  across several key performance indicators: The annual growth rate of  active contracts accelerated from 7.9% to 9.3%; The volume of  insurance premiums grew at an increased rate, rising from 17.4% to  18.3%; A more noticeable surge was registered in the volume of  indemnities (insurance payouts), which accelerated from 7.4% to  17.9%. This is evidenced by data from the Armenian Bureau of Motor  Insurers.

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Government discusses scenarios for including citizens earning up to  200,000 drams into universal health insurance system
 Wednesday, August 12 2026 19:19

ArmInfo. Under the chairmanship of RA Prime Minister Nikol Pashinyan, a meeting was held on August 12 to discuss scenarios for integrating citizens earning up to 200,000 drams into the universal health insurance system starting January 1, 2027.  In his speech, the head of the Armenian government  noted that the proposed scenarios involve several key directions.

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Agricultural insurance is gaining momentum in Armenia
 Thursday, August 6 2026 15:45

ArmInfo. Agricultural risk insurance is gaining momentum in Armenia, finally picking up in 2026 after two years of inactivity.

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Armenian insurance companies` profit growth is slowing due to  premiums approaching stagnation
 Thursday, August 6 2026 12:27

ArmInfo.  Armenia's insurance sector increased its net profit in the first half of 2026 by 71.4%  year-on-year (versus a 2.1-fold increase a year ago), reaching AMD  3.3 billion ($9.1 million). Moreover, this high double-digit growth  rate, despite some slowdown, is the result of tariff increases  introduced a year ago, which boosted premium and claim growth. While  collections have significantly weakened, payments have accelerated.  This is evidenced by the Financial Rating of Armenian Insurance  Companies as of June 30, 2026, prepared by ArmInfo Investment Company  based on published financial reports and additional data requested  from insurance companies.

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RA insurance sector significantly increases tax payments in first  half of 2026, with LIGA Insurance leading way
 Monday, July 27 2026 10:11

ArmInfo. In the first half of 2026, Armenia's insurance sector increased tax payments to the state treasury by 2.8 times, reaching nearly 1.7 billion drams. This growth  is due to the inclusion of five insurance companies out of the seven  currently operating on the current list of Armenia's 1,000 largest  taxpayers, compared to only two (LIGA Insurance and INGO) a year ago. 

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State spending on medication coverage under health insurance system  reaches AMD 14.5 billion — Kharazyan
 Wednesday, July 22 2026 15:49

ArmInfo.  Over the past six months, the state has spent a total of AMD 14.5 billion on  medication coverage within the framework of the universal health  insurance system, as stated by Samvel Kharazyan, Acting Director  General of the Universal Health Insurance Fund, during a July 22  press conference.

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Number of universal health insurance beneficiaries up 14% since  beginning of year
 Wednesday, July 22 2026 15:00

ArmInfo. Since the beginning of the year, the number of beneficiaries of the universal  health insurance system has increased by 14%, as announced by Samvel  Kharazyan, Acting Director General of the Universal Health Insurance  Fund, during a July 22 press conference .

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Bucking the trend: Declining CMTPL loss ratio in Armenia accompanied  by rising policy costs
 Thursday, July 16 2026 18:49

ArmInfo. The loss ratio for Compulsory Motor Third-Party Liability (CMTPL) insurance in the Armenian insurance market fell to 72.1% in the first half of 2026, down from 73.3% during the same period in 2025.

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Armenia`s health insurance system reaches 1.7 mln beneficiaries
 Tuesday, June 30 2026 16:37

ArmInfo.   As of June 30, 2026, the number of beneficiaries enrolled in Armenia's medical  insurance system has risen to 1.7 million, up from 1.5 million at the  start of the year. This update was announced today by Minister of  Health Anahit Avanesyan during a press conference.

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Members of the Board of Trustees of the Universal Medical Insurance Fund and its general director have been elected.
 Wednesday, June 24 2026 19:59

ArmInfo. Under the chairmanship of Prime Minister Nikol Pashinyan, meetings of the selection commission were held to choose members of the Board of Trustees of the Universal Health Insurance Fund and its general director, the press service of the cabinet of ministers reports.

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NGO Head: If address of competition Universal Health Insurance Fund  Board of Trustees members secret, it`s not hard to guess status of  its results
 Tuesday, June 23 2026 12:10

ArmInfo.The competition for a vacant position as a member of the Board of Trustees of the Universal Health Insurance Fund was supposed to take place today. Anush Poghosyan, president of the NGO "Right to Health," announced this on her Facebook page.

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AMD 5.548bln to be allocated to subsidize insurance premiums for  employees in universal health insurance system
 Thursday, June 18 2026 12:11

ArmInfo.  5.548 billion drams will be allocated to subsidize insurance premiums for employees in the universal health insurance system. The decision to this effect was made at the Armenian government meeting on June 18.

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"Zinap" CEO: 2025 marked the largest surplus between income and  expenditures in the fund`s history
 Wednesday, June 17 2026 15:41

ArmInfo.In 2025, the "Zinap" National Military Insurance Fund recorded the largest positive surplus between its income and expenditures in the organization's history.  Karine Sargsyan, CEO of "Zinap," announced this during an annual press conference while presenting the fund's activity report  and financial results.

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Anahit Avanesyan: Universal health insurance system to become  irreversible
 Tuesday, June 16 2026 12:13

ArmInfo. The universal health insurance system will become irreversible. This was stated by RA Minister of Health Anahit Avanesyan during a session of the National Assembly on June 16.

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Exchange rates
15.10.2026
RUB4.310.01
USD361.490.06
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GBP479.12-0.24
CAD254.570.26
JPY22.920.11
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