ArmInfo.  I don't think gas prices will change because our partners need Armenia to remain in the CSTO and the EAEU. Armenian Economy Minister Gevorg Papoyan stated  this during a briefing on the sidelines of the 8th Congress of the  Civil Contract Party (CCP).

ArmInfo. Inflation in Armenia may accelerate due to a significant increase in oil prices, disruptions in supply chains, and changes in trade routes in the context of the Middle East conflict.

ArmInfo. A possible slowdown in economic growth in Armenia amid significant growth in the credit  market threatens to result in a significant increase in toxic assets, primarily risky loans, according to  ArmInfo analysts, who analyzed the performance of the banking system (Financial Ratings of Armenian Banks bulletin) for 2025. It is noted that in 2025, in the Armenian banking sector  the growth rate of corporate lending outpaced the  growth rate of retail lending - 24% compared to 21%, while in 2024 the picture was the opposite - 18% compared to 33%.

ArmInfo. In Armenia's banking sector, adequate capital buffers and stable profitability  will support significant lending growth in 2026-2027, according to the S&P Global Ratings report "Banking Sector Outlook 2026: Central Asia and the Caucasus. Resilience Amid Heightened Geopolitical Risks."

ArmInfo.There are currently no signs of "overheating" in Armenia's economy, as stated by Martin Galstyan, Governor of the Central Bank of Armenia, at a  press conference on February 3.

ArmInfo. In the Armenian banking sector, corporate lending is trying to outpace retail lending in terms of growth - 26% versus 27%. This trend began to be observed  a year ago - 22% versus 23%. This is evidenced by the Financial  Rating of Armenian Banks as of September 30, 2025, prepared by  ArmInfo Investment Company based on published financial reports and  additionally requested data.

ArmInfo. Armenia's financial sector is stable due to high loan growth, a low share of non-performing loans (NPLs), and strong capital buffers. However, the high rate of loan growth and the significant share of consumer loans  and mortgages indicate debt accumulation, which could become a heavy  burden in the event of deteriorating financial conditions or  macroeconomic stress.

ArmInfo.Chairman of the Board of IDBank, Mher Abrahamyan, gave an interview to the world-renowned newspaper Khaleej Times. In his interview, he discussed the importance of the digitalization of IDBank’s services, international partnerships, new products, future goals, and other key topics related to the Bank’s development.

ArmInfo. Armenia – On September 20, 2025, the Gateway to EU Congress, a flagship international event fostering cross-border collaboration and knowledge exchange, concluded its two-day program in Yerevan, gathering over 40 leading European angel investors alongside Armenian startup founders, angel investors, venture capitalists, and policymakers.

ArmInfo. In the banking sector of Armenia, against the backdrop of active consumer lending (growth by 29%), the growth of delinquencies has accelerated sharply - from  6% to a double-digit 39%, taking into account high-risk bad loans. 

ArmInfo.  AraratBank has supported the development of leadership skills and professional orientation for approximately 80 young people from various regions of Armenia, as well as from Javakhk, who gathered at the Horizon Camp organized by the Strong Mind NGO.

ArmInfo. The capital of Uzbekistan hosted the Cashless Forum Uzbekistan 2025, organized by Visa, a global leader in digital payments. The event gathered senior representatives from government institutions, financial organizations, and private businesses from the CIS, Ukraine, Georgia, and Southeast Europe to exchange ideas and strategies around the cashless economy, banking innovation, and financial inclusion.

ArmInfo.  209 million drams will be allocated from the state treasury of Armenia to ensure the continuity of the measure to stimulate the economic activity of citizens with problem loans for April and May 2025. The decision was made by the Cabinet of Ministers on April 23 at a regular meeting. Currently, 3,594 people out of 9,630 applications have been recognized as  beneficiaries of the program.

ArmInfo. According to the 2024 results, the loan portfolio of Armenian banks grew by 24%, reaching almost 6.4 trillion drams, an increase of  1.2 trillion drams, as stated by Daniel Azatyan, the Chairman of the Union of Banks of Armenia, during a press conference on February 25.

ArmInfo.Armenia's GDP growth by the end of 2024 will be within 5%, but not 7% according to the  approved state budget and not 5.8% expected by the financial authorities in the draft budget for next year, Vardan Aramyan, an international consultant on public finance management and former RA  Finance Minister, stated in an interview with ArmInfo

ArmInfo.Armenia is one of the regional leaders in the field of contactless QR payments. QR payments were introduced in the country in 2016. We spoke with Arsen Kdenian, Director of Idram, about the current state of QR payments and the future of the sector.

ArmInfo.The Zvartnots international airport has issued a statement, which reads: 

ArmInfo. In the banking sector of Armenia, the volume of lending accelerated in growth in 2023 from 13%  to 21%, reaching 5.8 trillion drams ($14.2 billion). But this was not enough to save profits from the decline, which, after a 3-fold jump in 2022, decreased by 9.2% in 2023, amounting to 229.9 billion drams ($567.9 million). This is evidenced by the data of the Financial Rating of Banks of Armenia as of December 31, 2023, prepared by  ArmInfo. 

ArmInfo.It is too early to talk about the threat of overheating in the consumer lending market.  Chairman of the Central Bank of Armenia Martin Galstyan expressed a similar opinion during a press conference on March 12.

ArmInfo.Armenia's banking system is making half-hearted attempts to reanimate corporate lending, which snowed a decline last year, against a backdrop of accelerated growth in private loans, which ensure acceptable return on and diversification of assets. However, such activity requires special attention needed for preventing delinquent loans from turning into risky ones.