ArmInfo. The loss ratio within Armenia's Mandatory Third- Party Liability (MTPL) insurance sector saw a downward trend between January and July 2026, dropping  to 72.5% compared to 74.4% during the corresponding period in 2025.   According to market data, this shift occurred alongside accelerations  across several key performance indicators: The annual growth rate of  active contracts accelerated from 7.9% to 9.3%; The volume of  insurance premiums grew at an increased rate, rising from 17.4% to  18.3%; A more noticeable surge was registered in the volume of  indemnities (insurance payouts), which accelerated from 7.4% to  17.9%. This is evidenced by data from the Armenian Bureau of Motor  Insurers.

ArmInfo.  Armenia's insurance sector increased its net profit in the first half of 2026 by 71.4%  year-on-year (versus a 2.1-fold increase a year ago), reaching AMD  3.3 billion ($9.1 million). Moreover, this high double-digit growth  rate, despite some slowdown, is the result of tariff increases  introduced a year ago, which boosted premium and claim growth. While  collections have significantly weakened, payments have accelerated.  This is evidenced by the Financial Rating of Armenian Insurance  Companies as of June 30, 2026, prepared by ArmInfo Investment Company  based on published financial reports and additional data requested  from insurance companies.

ArmInfo. In the first half of 2026, Armenia's insurance sector increased tax payments to the state treasury by 2.8 times, reaching nearly 1.7 billion drams. This growth  is due to the inclusion of five insurance companies out of the seven  currently operating on the current list of Armenia's 1,000 largest  taxpayers, compared to only two (LIGA Insurance and INGO) a year ago. 

ArmInfo. The loss ratio for Compulsory Motor Third-Party Liability (CMTPL) insurance in the Armenian insurance market fell to 72.1% in the first half of 2026, down from 73.3% during the same period in 2025.

ArmInfo.  In the Armenian insurance market, the loss ratio for MTPL insurance, after declining throughout 2025 from 81.8% to 76.3%, began to increase in 2026. This trend continued until May, after which a decline was observed, reaching 73.1% for January-May (from 73.2% in the same period in 2025). This is evidenced by data from the Armenian Bureau of Motor Insurers.

ArmInfo. In the Armenian insurance market, the loss ratio for OSAGO insurance, after declining throughout 2025 from 81.8% to 76.3%, has begun to rise since 2026, reaching 78.2% for January-April (versus 76.1% for the same period in 2025). This is evidenced by data from the Bureau of Motor Insurers of  Armenia.

ArmInfo.  Armenian insurance companies, having improved premium dynamics, were able to maintain high profit growth rates. In Q1 2026, the annual premium dynamics,  which declined from a 7% decline to a 3% increase, enabled net profit  growth to reach 77.4% (compared to 82.3% growth a year ago).

ArmInfo.  Armenia's insurance sector increased its net profit in Q1 2026 by 77.4% year-on-year (versus 82.3% growth a year ago), reaching AMD 1.4 billion ($3.8 million).  This is the result of the ongoing impact of tariff increases imposed  a year ago, which resulted in an increase in annual premium and claim  growth. This is evidenced by the Financial Rating of Armenian  Insurance Companies as of March 31, 2026, prepared by ArmInfo  Investment Company based on published financial reports and  additional data requested from insurance companies.

ArmInfo.Four insurance companies—INGO, LIGA Insurance, Nairi Insurance, and SIL Insurance—were included in the list of Armenia's 1000 largest taxpayers for the first quarter of 2026, according to data from the  State Revenue Committee.

ArmInfo. In Armenia's insurance market, the CMTPL loss ratio, after declining throughout 2025 from 81.8% to 76.3%, began to rise in 2026, reaching 79.6% by the end of the first quarter (compared to 79% in Q1 2025). This is evidenced by data from the Armenian Motor Insurers' Bureau.

ArmInfo. In the Armenian insurance market, the loss ratio for compulsory motor third-party liability insurance (CMTPLI), after declining throughout 2025 from 81.8% to 76.3%, has begun to rise since 2026, reaching 80.2% in the first two months (versus 77.5% in January-February 2025). This is  evidenced by data from the Armenian Bureau of Motor Insurers.

ArmInfo. Over the past two years, the state has compensated farmers whose crops were damaged by hail, totaling over 2.7 billion drams. Armenian Economy Minister Gevorg Papoyan announced this on his Facebook page.

ArmInfo.A significant rise in compulsory motor third-party liability insurance (MTPL)  tariffs effective February 2025 has enabled insurance companies to enhance their efficiency and achieve significant profits. This information is based on the Financial Rating of Armenian Insurance Companies data as of December 31, 2025, prepared by the ArmInfo Investment Company using published financial reports and  requested indicators from insurance companies.

ArmInfo. Armenia's insurance sector was a significant increase in its net profit for  2025, nearly quadrupling from the previous year's 71% decline to reach 2.9 billion drams ($7.7 million).

ArmInfo. Armenia's agricultural crop insurance program will resume on February 15, 2026.  Minister of Economy Gevorg Papoyan shared this information on his Facebook page, noting that the decision was reached after lengthy negotiations with insurance companies.

ArmInfo.  The loss ratio for compulsory motor third-party liability insurance (CMTPLI) in  Armenia's insurance market has decreased from 81.8% to 76.3% in 2025,  according to data from the Armenian Bureau of Motor Insurers.

ArmInfo.  Armenia's insurance sector saw a significant increase in  its net profit  in  the first nine months of 2025 compared to the previous year. The  sector's net profit quadrupled, reaching AMD 2.8 billion ($7.3  million), a stark contrast to the 77,5% decline experienced a year  earlier. This growth was the result of tariff increases, leading to  an annual premium growth of 16.6% (amounting to AMD 63.2 billion or  $165.2 million), a substantial improvement from the previous year's  1.5% decline. However, the  annual indemnity growth slowed down from  17.3% to 8.1% (to AMD 35.2 billion or $92 million), according to the  Financial Rating of Armenian Insurance Companies as of September 30,  2025, prepared by ArmInfo Investment Company based on published  financial reports and additional data requested from insurance  companies.

ArmInfo. The loss ratio for compulsory motor third-party liability insurance (MTPLI) in the Armenian insurance market has begun to decline since 2025, reaching 75.2% for the first nine months of the year (compared to 79.4% a year  earlier). This is according to data from the Armenian Bureau of Motor  Insurers.

ArmInfo.  In the Armenian insurance market, the loss ratio for OSAGO began to decrease in 2025, amounting to 74% in January-August (compared to 79.1% the previous  year), as evidenced by data from the Bureau of Motor Insurers of  Armenia.

ArmInfo. In the insurance market of Armenia, the loss ratio for compulsory motor third-party liability insurance has been declining since 2025, amounting to 74.4% in  January-July (versus 79.3% a year earlier). This is evidenced by the  data of the Bureau of Motor Insurers of Armenia.