ArmInfo. In the banking system of Armenia, the concentration of assets among the top five leaders in this indicator increased in 2012-2017 from 46.5% to 55.2%. This amount of assets is distributed between Ameriabank, Armbusinessbank, Ardshinbank, ACBA-Credit Agricole Bank and INECOBANK.  According to the Financial Rating of the Armenian Banks as of January 1, 2018, prepared by the Information Company ArmInfo, TOP-5 for credit investments includes the same banks with a total share in the total market value of 59.1% of the total loan portfolio. In 2012, the share of the leading five is 47.1%.

ArmInfo. The share of foreign capital in the total authorized capital of Armenian banks decreased from 2014 to 2017 from 74.6% to 61.8%. During this period, four participants emerged from the banking market, of which three were "daughters" of foreign banks. This is the German ProCredit Bank, Kazakhstan's BTA and Russian Gazprombank.

ArmInfo. Beeline announced the  launch of a special promotion, within the framework of which from  March 1 to May 31, all smartphones presented in the offices of  service and sales of the company can be purchased with a 15%  discount, and in the online store - with a 20% discount.

ArmInfo. On February 27, the dollar issue of the Armbusinessbank coupon bonds was listed on the Nasdaq OMX Armenia stock exchange, including in the list of Bbond and the admission to the conclusion of targeted trade and repo deals.

ArmInfo. In Armenia, against  the background of a fall in property prices, the mortgage is gaining  momentum. According to the Financial Rating of the Armenian Banks  prepared by IC ArmInfo, parallel to this, the volume of bank mortgage  lending came out of the 1.5% decline by 14.4%, to 215.2 billion drams  or $ 444.5 million, which was accompanied by a decrease in mortgage  rates loans for 2017 from 12.2% to 10.6% on average. Meanwhile, over  the past year the average market value of housing has decreased by  2.8% (against growth of 0.6% in 2016).

ArmInfo.  In 2017, the Armenian banking system sent 40.1 billion AMD of taxes to the state treasury, which is 16.6% higher than the figure of a year ago. Of this amount, over 89% or 35.7 billion AMD was paid on direct taxes (including income tax and income tax), with an annual growth of 18.6%.

ArmInfo. The best partners of Finimbudman of Armenia in 2017 were the insurance company "Nairi  Insurance" and Unibank. As Piruz Sargsyan, the head of the office of  the Finumbudsman of Armenia, stated at a press conference on January  24, these financial organizations distinguished themselves by the  quality of cooperation and the number of cases resolved by  conciliation of the parties.

ArmInfo. January 9 2017, the  dollar issue of the nominal coupon bonds of Ameriabank was listed on  the Nasdaq OMX Armenia stock exchange, entered the main list of Abond  and allowed to enter into targeted trading and repo deals.

ArmInfo. Starting from  December 19, 2017 USD denominated nominal coupon bonds issued by  "ARMBUSINESSBANK" CJSC will be listed on NASDAQ OMX Armenia and  included in the bonds' secondary (Bbond) list.   

ArmInfo. The second tranche of Converse Bank dollar bonds in the amount of $ 4 million was listed and entered the main list (Abond) of the Nasdaq OMX Armenia stock exchange. As the press service of the exchange told ArmInfo, the second dollar tranche of the Bank (ISIN - AMCOVSB24ER5) is allowed to conclude targeted trade and repo transactions.

ArmInfo. Simple nominal stocks  of ARARATBANK additional issuance in the volume of 2.416 bln AMD on  December 5 of 2017 passed listing in NasdaqOMX Armenia stock exchange  with inclusion in the quotation list "C", and are allowed to conclude  targeted trade and repo deals.

ArmInfo. The reduction in  interest rates has created new opportunities in terms of the  development of the corporate bond market. Answering the question of  ArmInfo during an online conference on the theme "Tendencies of  interest rate changes", which was online broadcast on the official  page of Ameriabank in Facebook, Retail Banking Director Arman  Barseghyan said.

ArmInfo. Starting from November 27, 2017, nominal coupon bonds issued by “ARARATBANK” OJSC have been listed on NASDAQ OMX Armenia and included in the bonds' secondary Bbond list.   

ArmInfo. Converse Bank completed the placement of the second tranche of dollar coupon bonds in the amount of $ 4 million before the scheduled date on November 27, thereby summarizing the issue of the first issue with a total volume of $ 10 million. As ArmInfo was told in the press service of the Bank, the initial placement of the second tranche of dollar bonds started on October 19 . On the first tranche of the dollar issue, the primary placement started on May 5 this year. and ended on May 16, and on May 26, the entry into the listing list was held.

ArmInfo. In the offices of sales / service Beeline in Armenia you can buy smartphones iPhone 8 and iPhone 8 Plus in installments at 0% rate. As ArmInfo was told in the press service of the company, the loan is issued on the spot (in the Beeline sales office) through VTB Bank (Armenia) or Unibank, or on the website www.beeline.am. The monthly fee for a smartphone starts from 19700 AMD in case of subscription to the tariff plan "Smart 5500".

ArmInfo. The banking system  of Armenia in January- September 2017 sent 31.7 billion drams to the  state treasury, which is 13.6% higher than the figure of a year ago.  Of this amount, over 89.3% or 28.3 billion drams was paid for direct  taxes (including income tax and income tax), with an annual growth of  12.8%. According to the RA State Revenue Committee, in the first  hundred of the largest taxpayers of Armenia in the first 9 months of  2017, out of 17 operating banks, 12 (12 out of 19 of those operating  in the same period in 2016) fell. Among them in the top five banks of  taxpayers - Ardshinbank, ACBA-Credit Agricole Bank, VTB Bank  (Armenia), Ameriabank and Armbusinessbank, which figured in the top  five and a year earlier. Over the first 9 months of 2017, the top  five banks sent 16.5 billion drams to the state treasury (annual  growth of 18.7%), of which 15.1 billion drams - on direct taxes  (annual growth of 18.9%).

ArmInfo. Commercial banks of  Armenia have already accumulated $ 180 million to implement projects  in the field of renewable energy, but they are not fully used. On  November 8, the national expert of the EU4Energy project of the  Energy Charter Astghine Pasoyan told the ArmInfo news agency on the  margins of the forum that opened in Yerevan on the potential of  Armenia in the energy sector. The forum is organized by the Ministry  of Energy Infrastructures and Natural Resources of the Republic of  Armenia, the delegation of the European Union in Armenia and the  Energy Charter.

ArmInfo.The first issue of USD  bank ACBA-Credit Agricole bonds in the amount of $ 5 million was  listed on the stock exchange NasdaqOMX Armenia and is included in the  main list Abond. As the press service of the exchange told ArmInfo,  this issue of ACBA-Credit Agricole Bank is allowed to enter into  targeted trading and repo deals. The bonds of this issue (ISIN -  AMACBAB21ER0) will be quoted under the exchange code ACBAB1.

ArmInfo. Converse Bank, by placing the second tranche of USD coupon bonds in the amount of $ 4 million, completes the issue of the first issue with a total volume of $ 10 million. As the press service of the Bank told ArmInfo, the initial placement of the second tranche of USD bonds started on October 19. On the first tranche of the USD issue, the primary placement started on May 5 this year and ended on May 16, and on May 26, the entry into the listing list was held.

ArmInfo. On October 17, the nominal coupon bonds of Ameriabank  of the seventh issue in the amount of 3 million euros were listed on  the Nasdaq OMX Armeina stock exchange, entered the main exchange list  (Abond), and were admitted to conclusion of targeted trading and sale  repurchase  deals.