ArmInfo. Anelik Bank announced the launch of "Premium" new loan product for employees of certain sectors, the press-service of the bank has told ArmInfo.
Particularly, the new product is available for those persons working on relevant positions in the agencies indicated in Appendix 1 of the RA Law on wages of state employees, and set in Appendix 2, and in the Part 1 of the Article 2 of RA Law on Public Services (except point 14): doctors and executive personnel of the medical centers on the territory of Armenia, employees of 300 organizations from the list of 1000 top tax payers of Armenia, international structures, embassies, state non-commercial organizations, teachers and executive personnel of private HEIs, employees of IT field, loan companies, banks, investments and insurance companies and employees of municipality.
"Our new product allows to use a number of loan instruments offered by Anelik Bank on beneficial terms and receive accident insurance, property insurance, general liability insurance, as well as 20% discount for renting safe deposit boxes. Our specialists create beneficial loans corresponding to demands of our clients trying to meet their expectations", PR Representative of Anelik Bank Astghik Martirosyan stated.
According to the Financial Rating of Armenian Banks by the Agency of Rating Marketing Information (ArmInfo), as of 1 July 2016, Anelik Bank was in the TOP-10 in terms of retail lending, which had 50% share in loan portfolio of the bank. The Bank is intensively extending the range of its retail products. In 2013, the Bank introduced the Simple Fast package and has already managed to launch several attractive and affordable types of consumer loans, regularly improving the lending terms and facilitating the mechanism of loan disbursement. By 2015, the retail arsenal of Anelik Bank included several loan products: "Wedding", "Festive", "Fast+", "Simple Fast Auto", "Simple Fast on property collateral", "Simple Fast Extra", "Simple Fast Progress", "Tourism", as well as a Simple Fast business loan for SMEs, with part of them being card loans. In 2015 the Bank also launched Simple Fast Universal card loans and a revolving line of credit. To note, the sole owner of Anelik Bank is Credit Bank S.A.L. (Lebanon), which increased its stake from 89.95% to 100% in Q4 2013.