ArmInfo. Ameriabank has prepared a special offer for the healthcare sector representatives in both private and public sectors, launching a credit line for doctors on preferential terms, Andranik Khachatryan, head of the Yerevan branch network at Ameriabank CJSC, said at the meeting of the National Council of Young Doctors on November 19.
He said that doctors get an opportunity to receive loans worth 6 times as much as their salary, with the biggest amount being 5 mln AMD, as well as unsecured loans worth 10 times as much as their salary, with the biggest amount being 5 mln AMD. When replying to ArmInfo's question, Khachatryan said that the interest rates of the loans for doctors will be by 0.5% lower than those in the Bank. Doctors will also enjoy privileges in mortgage lending, where the loan/collateral ratio for them will be by 10% higher than usual, i.e. the loan amount will be by 10% bigger.
Khachatryan added that within the framework of the new offer doctors can receive ArCa Classic for free, Visa Electron/Cirrus Maestro for 1,000 AMD (versus the current 2,500 AMD), Visa Classic / Mastercard Standard for 3,000 AMD (versus 6,000 AMD), Visa Gold/Mastercard Gold -for 10,000 AMD (versus 20,000 AMD).
Along with this, the Bank provides preferential terms for joining Ameria Online Banking and Ameria Mobile Banking (one-time fee of 1,000 AMD versus the current 6,000 AMD) and Ameria Phone Banking (one-time fee of 1,000 AMD versus the current 5,000 AMD). At the same time, the Bank will provide the individual Ameria Persona package for 20,000 AMD paid on an annual basis. "We intend to keep supporting the healthcare sector to ensure sustainable development of the field," he stressed.
During the meeting, Ameriabank awarded Visa Gold certificates to the participants with one-year free service.
To note, Ameriabank CJSC is a universal bank providing investment, corporate and retail banking services. Its shareholders are Ameria Group CY Ltd (79.3%) and EBRD (20.7%).