Central Bank cementing everything for security, but  losing investor  interest - expert on Armenian crypto regulation

 Tuesday, November 11 2025 20:02:02
Central Bank cementing everything for security, but  losing investor  interest - expert on Armenian crypto regulation

ArmInfo.Armenia generally needs regulation in the cryptoasset sector, but we would like it to be primarily driven by local players and make the framework more liberal for international players. Andranik Togramadzhian, co-founder of the National Center for Digital Technologies of Armenia and CEO of Payin,  shared this viewpoint  during a panel discussion on "Blockchain and Smart Contracts.  Tokenization. Cryptoassets," held as part of the  International PLUS Forum FinnoWay Armenia 2025. 

25 billion AMD Government bonds allocation auction took place on AMX
 Tuesday, November 11 2025 18:20

ArmInfo. On November 11st, an 25,000,000,000 AMD government bond allocation auction took place on the Armenia Stock Exchange.

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Idram Junior Participants Receive Prizes: The First Junius Financial Literacy Competition Concludes
 Tuesday, November 11 2025 17:10

ArmInfo. The results of the first Junius Financial Literacy Competition have finally been announced. Nine students from grades 3 to 8 took the top three places and were invited to Idram to receive their prizes — ranging from board games and a bicycle to musical instruments, cameras, and gadgets.

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5,312,038 AMD for “Symphonic Forest”: the November beneficiary is AI4Biodiversity: AI Solutions for Nature, a national hackathon
 Monday, November 10 2025 15:44

ArmInfo. 5,312,038 Armenian drams — that’s the October result of the “The Power of One Dram” initiative, which will be fully donated to the “Symphonic Forest” program implemented by the My Forest Armenia NGO. The reforestation initiative was originally proposed by the Armenian State Symphony Orchestra, marking its 20th jubilee concert season in a unique way. Within the framework of the project, 20,000 trees will be planted, of which 6,250 will be financed thanks to “The Power of One Dram.”

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Pashinyan: Investments in Armenia`s military-industrial complex  amounted to approximately $450 million over past two years
 Saturday, November 8 2025 14:08

ArmInfo. The investments in Armenia's military-industrial complex have amounted to approximately $450 million over the past two years. Prime Minister Nikol Pashinyan  announced this in a video address on Facebook on November 8.

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Dollar, ruble transactions   decreased in Armenia`s  interbank  foreign exchange market from November 3- 7, 2025
 Friday, November 7 2025 17:58

ArmInfo. From November 3 to 7, 2025, both dollar and ruble transactions began to decline in the Armenian interbank foreign exchange market. Euro transactions have not been conducted for over five months. Specifically, the trend for dollar transactions shifted from a significant 2.3-fold increase  to a 53% decline. This trend  was also observed for ruble transactions, which also shifted from a 25% increase to a 37.3% decline. As a result,  the weekly volume of dollar transactions maintained its dominance over ruble transactions,  with the gap narrowing from 2-fold to 1.3-fold.

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AraratBank Honoured with STP Award by Commerzbank AG
 Friday, November 7 2025 11:46

ArmInfo. AraratBank has once again been honored with the STP Award by one of the leading European banks, German Commerzbank AG, for ensuring high quality of SWIFT transfers in 2024.

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ARMSWISSBANK: A strategic financial bridge between Armenia and international markets
 Thursday, November 6 2025 17:46

ArmInfo. The prestigious Khaleej Times newspaper of the Middle East has featured ARMSWISSBANK CJSC in an article, highlighting its pivotal role as a strategic financial bridge connecting Armenia with international markets.

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Compelling Business Loan Offer from AraratBank: JOIN US
 Thursday, November 6 2025 15:05

ArmInfo. AraratBank continues to come up with new products and competitive offers aimed at fostering business and economic development.

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Armenian pensioners to get cashless pensions 
 Thursday, November 6 2025 14:11

ArmInfo. Armenia will now pay pensions exclusively by bank transfer. Prime Minister Nikol Pashinyan gave the order at a government meeting on November 6.  Pashinyan  noted that a decision had previously been made to pay pensions in  cash to citizens over 75.  However, he still can't understand why,  especially since he recently discovered that pension delivery people  are charging 500 drams for their "services."

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RA MOD to get $11mln more 
 Thursday, November 6 2025 12:31

ArmInfo.  The Armenian government has decided to allocate an additional 4 billion 371 million drams (approximately $11 million) to the Ministry of Defense. The  resolution was approved by the Cabinet of Ministers on November 6.

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Health Programs Implementation Office to be responsible for  implementing Universal Health Coverage Loan Program
 Thursday, November 6 2025 12:10

ArmInfo.  The Health Programs Implementation Office of the RA Ministry of Health has been appointed the body responsible for implementing the Universal Health Coverage Loan Program, financed by the International Bank for Reconstruction and Development. The decision was approved by the Cabinet of Ministers on November 6 at its regular meeting.

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The interview of Mher Abrahamyan, Chairman of the Board of IDBank, to Khaleej Times
 Thursday, November 6 2025 09:23

ArmInfo.Chairman of the Board of IDBank, Mher Abrahamyan, gave an interview to the world-renowned newspaper Khaleej Times. In his interview, he discussed the importance of the digitalization of IDBank’s services, international partnerships, new products, future goals, and other key topics related to the Bank’s development.

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Central Bank Chairman: Macrostability becoming Armenia`s hallmark 
 Wednesday, November 5 2025 16:05

ArmInfo.  Armenia's GDP is projected to reach 11. 934 billion drams in 2026, as stated by RA Minister of Finance Vahe Hovhannisyan during a November 5 meeting of the NA Committee on Financial, Credit, and Budgetary Affairs, when summarizing the outcomes of discussions in the National Assembly.

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AraratBank – Title Sponsor of Urartu Football Club
 Wednesday, November 5 2025 15:42

ArmInfo. Urartu Football Club and ARARATBANK OJSC announce the launch of partnership. On November 4, an official signing ceremony took place at the Club's training facility, at which AraratBank took over as the title sponsor of the Club.

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RA Anticorruption Committee to get more money in 2026
 Wednesday, November 5 2025 13:35

ArmInfo.  Budget allocations to the Anti-Corruption Committee in 2026 will amount to 3 billion 516.9 million drams, an increase of 1.5%, or 53.1 million drams, compared to 2025. Armenian Deputy Finance Minister Vahan Sirunyan announced this on November 5 at a joint session of parliamentary standing  committees during the discussion of the draft state budget for next  year.

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Ameriabank’s Corporate Loan Portfolio Surpasses AMD 1 Trillion
 Wednesday, November 5 2025 13:11

ArmInfo.  As of September 30, 2025 Ameriabank’s corporate loan portfolio was AMD 943 billion, up by 33% Y-o-Y. This robust growth rate has enabled the Bank to continue to be the largest corporate lender in Armenia, offering customized financial solutions to local and international firms in Armenia. In the reporting period the Bank’s market share by corporate lending was 24%, up by 1.5 p.p. Y-o-Y.

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RA Investigative Committee to get to get AMD 219.6mln more next year 
 Wednesday, November 5 2025 11:29

ArmInfo.  In 2026, the budget of the Investigative Committee will increase by 1.2%, or 219.6 million drams, to 19 billion 205.8 million drams. Deputy Finance Minister Vahan Sirunyan announced this in parliament on November 5 during preliminary hearings of the draft state budget for next year.

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In 2026, total funding for Ministry of Environment`s activities to be  15.4 billion drams
 Tuesday, November 4 2025 18:44

ArmInfo. In 2026, the total funding for 25 activities included within the six budget programs of the Ministry of Environment will be approximately 15.4  billion drams. This amount is 813 million drams more than the budget approved in 2025. Of the planned amount for 2026, approximately 2.4 billion drams are from international grants, and approximately 13 billion drams are allocations from the state budget, as stated by the Minister of Environment of the Republic of Armenia, Hambardzum Matevosyan, during a meeting in the National Assembly.

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Martin Galstyan: Armenia is in a good position in terms of high  economic growth and low inflation
 Tuesday, November 4 2025 17:16

ArmInfo. Armenia is in a good position in terms of high economic growth and low inflation, as stated by RA Central Bank Chairman Martin Galstyan during a November 4 press conference dedicated to the decision to once again keep the refinancing rate at 6.75%.

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Opportunities and Prospects for Cooperation Between Business and the Banking System in Syunik Region – IDBank
 Tuesday, November 4 2025 15:44

ArmInfo. IDBank participated in a conference organized in Kapan by the Union of Banks of Armenia (UBA), titled “Opportunities and Prospects for Cooperation Between Business and the Banking System in the Syunik Region.”

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News
Central Bank cementing everything for security, but  losing investor  interest - expert on Armenian crypto regulationCentral Bank cementing everything for security, but  losing investor  interest - expert on Armenian crypto regulation
25 billion AMD Government bonds allocation auction took place on AMX25 billion AMD Government bonds allocation auction took place on AMX
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Idram Junior Participants Receive Prizes: The First Junius Financial Literacy Competition ConcludesIdram Junior Participants Receive Prizes: The First Junius Financial Literacy Competition Concludes
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Armenian parliamentary opposition demanding price of Kazakh grain  delivered to Armenia Armenian parliamentary opposition demanding price of Kazakh grain  delivered to Armenia 
Hovhannes Khachatryan: Armenia`s digitalization is progressing  steadily, changing the architecture of interaction and identificationHovhannes Khachatryan: Armenia`s digitalization is progressing  steadily, changing the architecture of interaction and identification
Supply of fourth-grade wheat from Kazakhstan means Armenia also needs  it, official saysSupply of fourth-grade wheat from Kazakhstan means Armenia also needs  it, official says
Under `We Are Our Mountains` program, 12 families in Tatev community  received grants to implement their business ideasUnder `We Are Our Mountains` program, 12 families in Tatev community  received grants to implement their business ideas
Gold price rise stems from global processes - economists Gold price rise stems from global processes - economists 
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Armenia and Kazakhstan discuss opportunities to develop cooperation  in digitalizationArmenia and Kazakhstan discuss opportunities to develop cooperation  in digitalization
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Service sector revenue accelerated in the first nine monthsService sector revenue accelerated in the first nine months
Armenia`s trade sector generated $12.1 billion in revenue in the  first nine monthsArmenia`s trade sector generated $12.1 billion in revenue in the  first nine months
Kazakhstan`s national grain operator ready to supply Armenian  consumers with approximately 15,000- 20,000 tons of food grain  monthlyKazakhstan`s national grain operator ready to supply Armenian  consumers with approximately 15,000- 20,000 tons of food grain  monthly
Armenia`s telecommunications revenue growth slowingArmenia`s telecommunications revenue growth slowing
Armenia`s metallurgy sector decreased by 10% in the first nine monthsArmenia`s metallurgy sector decreased by 10% in the first nine months
Cargo transportation in Armenia increased by 1.6% over the first nine  months, while passenger transportation decreased by 2.4%Cargo transportation in Armenia increased by 1.6% over the first nine  months, while passenger transportation decreased by 2.4%
Power generation in Armenia increased by 8.2% in the first nine  monthsPower generation in Armenia increased by 8.2% in the first nine  months
Wine production dropped by 36% and  cognac by 34.4% in the first nine  months Wine production dropped by 36% and  cognac by 34.4% in the first nine  months 
5,312,038 AMD for “Symphonic Forest”: the November beneficiary is AI4Biodiversity: AI Solutions for Nature, a national hackathon5,312,038 AMD for “Symphonic Forest”: the November beneficiary is AI4Biodiversity: AI Solutions for Nature, a national hackathon
Expert on small nuclear power plants: The hardest thing of all is to  find a cat in a dark room, especially if there is no catExpert on small nuclear power plants: The hardest thing of all is to  find a cat in a dark room, especially if there is no cat
PSRC planning to revoke Electric Networks of Armenia CJSC`s operating  licensePSRC planning to revoke Electric Networks of Armenia CJSC`s operating  license
Armenian minister of economy takes part in 124th meeting of UNWTO  Executive CouncilArmenian minister of economy takes part in 124th meeting of UNWTO  Executive Council
Armenia, Iran discuss prospects for cooperation in tourism sectorArmenia, Iran discuss prospects for cooperation in tourism sector
Armenia`s first satellite, Armsat-1,  entered controlled deorbit  phaseArmenia`s first satellite, Armsat-1,  entered controlled deorbit  phase
Pashinyan: Investments in Armenia`s military-industrial complex  amounted to approximately $450 million over past two yearsPashinyan: Investments in Armenia`s military-industrial complex  amounted to approximately $450 million over past two years
Armenia`s industrial sector declined by 5.7% in January-September  2025Armenia`s industrial sector declined by 5.7% in January-September  2025
TEAM`s 5G network  available in Gyumri and VanadzorTEAM`s 5G network  available in Gyumri and Vanadzor
Economy Minister discussed rebranding of Armenian brandy with  producersEconomy Minister discussed rebranding of Armenian brandy with  producers
Dollar, ruble transactions   decreased in Armenia`s  interbank  foreign exchange market from November 3- 7, 2025Dollar, ruble transactions   decreased in Armenia`s  interbank  foreign exchange market from November 3- 7, 2025
Fly Cham to launch Aleppo-Yerevan flightsFly Cham to launch Aleppo-Yerevan flights
FLYONE ARMENIA to launch new Yerevan-Batumi - Yerevan flight next  yearFLYONE ARMENIA to launch new Yerevan-Batumi - Yerevan flight next  year
Armenia among top 10 popular destinations for Russian tourists,  according to results of  first nine months of 2025Armenia among top 10 popular destinations for Russian tourists,  according to results of  first nine months of 2025
Armenia, India discuss possible cooperation in defense industry Armenia, India discuss possible cooperation in defense industry 
Armenian MP proposes rising duty on metal fitting Armenian MP proposes rising duty on metal fitting 
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AraratBank Honoured with STP Award by Commerzbank AGAraratBank Honoured with STP Award by Commerzbank AG
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RA SRC: List of products subject to identification marking to be  expanded from January 1, 2026RA SRC: List of products subject to identification marking to be  expanded from January 1, 2026
ARMSWISSBANK: A strategic financial bridge between Armenia and international marketsARMSWISSBANK: A strategic financial bridge between Armenia and international markets
Germany to support Armenia with 152  million euros in strategic  cooperation areas  until 2027 - German EmbassyGermany to support Armenia with 152  million euros in strategic  cooperation areas  until 2027 - German Embassy
By the end of October, actual tax collections in Armenia exceeded   annual target by 13.7%By the end of October, actual tax collections in Armenia exceeded   annual target by 13.7%
Compelling Business Loan Offer from AraratBank: JOIN USCompelling Business Loan Offer from AraratBank: JOIN US
Economist: It`s too early to assess economic benefits of new freight  routes passing through ArmeniaEconomist: It`s too early to assess economic benefits of new freight  routes passing through Armenia
82% of tax revenues and state duties planned for 2025  already   secured- RA SRC Chairman82% of tax revenues and state duties planned for 2025  already   secured- RA SRC Chairman
I hope we don`t jinx it: Pashinyan commends Iranian company for  I hope we don`t jinx it: Pashinyan commends Iranian company for  "unprecedented construction speeds"
Grain delivery to Armenia dynamic - premier Grain delivery to Armenia dynamic - premier 
Armenian pensioners to get cashless pensions Armenian pensioners to get cashless pensions 
RA MOD to get $11mln more RA MOD to get $11mln more 
Health Programs Implementation Office to be responsible for  implementing Universal Health Coverage Loan ProgramHealth Programs Implementation Office to be responsible for  implementing Universal Health Coverage Loan Program
Further cargo transportation from Russia, Kazakhstan to Armenia via  Azerbaijan - Azerbaijani railways Further cargo transportation from Russia, Kazakhstan to Armenia via  Azerbaijan - Azerbaijani railways 
Direct rail service between Russia and Armenia through Azerbaijan and  Georgia tangible contribution to peace in the South Caucasus - Alexei  Overchuk Direct rail service between Russia and Armenia through Azerbaijan and  Georgia tangible contribution to peace in the South Caucasus - Alexei  Overchuk 
First grain consignment from Russia to Armenia via Azerbaijan First grain consignment from Russia to Armenia via Azerbaijan 
The interview of Mher Abrahamyan, Chairman of the Board of IDBank, to Khaleej TimesThe interview of Mher Abrahamyan, Chairman of the Board of IDBank, to Khaleej Times
Armenian manufacturers participating  in  Occupational Safety and  Health A+A 2025 trade fair  in DusseldorfArmenian manufacturers participating  in  Occupational Safety and  Health A+A 2025 trade fair  in Dusseldorf
Read more
Exchange rates
11.11.2025
RUB4.71-0.01
USD382.52-0.09
EUR442.730.36
GBP502.55-0.96
CAD272.64-0.28
JPY24.80-0.02
CNY53.73-0.01
CHF476.962.32


Experts
Mariam Hambardzumyan: Armenia`s education system not adapted to meet  the needs of  businessesMariam Hambardzumyan: Armenia`s education system not adapted to meet  the needs of  businesses
Expert: AI will not replace people, but rather those who don`t use AIExpert: AI will not replace people, but rather those who don`t use AI
Gold price rise stems from global processes - economists Gold price rise stems from global processes - economists 
Read more

Commented
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Civil Contract nominates Armen Ktoyan for  Central Bank Board Member  positionCivil Contract nominates Armen Ktoyan for  Central Bank Board Member  position
Armenia, France considering prospects for expanding technological  cooperation  Armenia, France considering prospects for expanding technological  cooperation  

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