Sales of new cars increase by 10% in ArmeniaSales of new cars increase by 10% in Armenia
Ministry of Economy initiated the first workshop on the development  of the securities market in ArmeniaMinistry of Economy initiated the first workshop on the development  of the securities market in Armenia
Molybdenum enrichment plant was launched in Armenia`s Armavir on the  basis of the old glass factoryMolybdenum enrichment plant was launched in Armenia`s Armavir on the  basis of the old glass factory
IMF will continue to support the efforts of the Armenian government  to develop the Armenian economyIMF will continue to support the efforts of the Armenian government  to develop the Armenian economy
The Ministry of Finance of the Republic of Armenia discussed the  concept of universal health insurance proposed by the Ministry of  HealthThe Ministry of Finance of the Republic of Armenia discussed the  concept of universal health insurance proposed by the Ministry of  Health
Non-cash bank card transactions show unprecedented growth for the  second year in a rowNon-cash bank card transactions show unprecedented growth for the  second year in a row
CBA: Armenian card market is gaining momentumCBA: Armenian card market is gaining momentum
The terms of the program to extend the life of Armenian NPP`s second  power unit will be extended until December 31, 2021 The terms of the program to extend the life of Armenian NPP`s second  power unit will be extended until December 31, 2021 
Beeline and the British Council launch a joint program <Coding  Skills: Linking the Present and the Future>Beeline and the British Council launch a joint program
ADB to provide a loan of 36.5 mln euros to Armenia for the second  program of social efficiency and financial marketsADB to provide a loan of 36.5 mln euros to Armenia for the second  program of social efficiency and financial markets
Company owned by daughter of an Armenian oligarch granted another tax  exemption from the government Company owned by daughter of an Armenian oligarch granted another tax  exemption from the government 
German KfW Bank to provide Armenia 40 million euros for actvities in  the field of nature protectionGerman KfW Bank to provide Armenia 40 million euros for actvities in  the field of nature protection
A comprehensive social services center opened in the Shengavit  administrative district of Yerevan with the support of the World BankA comprehensive social services center opened in the Shengavit  administrative district of Yerevan with the support of the World Bank
Minister: There is a positive trend in the country`s water resources  managementMinister: There is a positive trend in the country`s water resources  management
Armenia continues to work on developing a strategy for the SMEs  development Armenia continues to work on developing a strategy for the SMEs  development 
Deputy Minister: 2019 will be the last year of attracting credit  funds for budget assistanceDeputy Minister: 2019 will be the last year of attracting credit  funds for budget assistance
WB to provide Armenia a loan of $ 45.8 million to finance the state  budget deficit in 2019WB to provide Armenia a loan of $ 45.8 million to finance the state  budget deficit in 2019
Deputy Minister of Economy of Armenia participated in the Second  World Eco-Design Conference in Guangzhou, ChinaDeputy Minister of Economy of Armenia participated in the Second  World Eco-Design Conference in Guangzhou, China
Deputy Minister: As of October 10, the Armenian government placed 272  billion drams in the Central Bank of the countryDeputy Minister: As of October 10, the Armenian government placed 272  billion drams in the Central Bank of the country
Lydian Armenia paid over 930 000 USD to local communitiesLydian Armenia paid over 930 000 USD to local communities
Pashinyan: The framework of cooperation with the WB is completely  consistent with the priorities of the Armenian governmentPashinyan: The framework of cooperation with the WB is completely  consistent with the priorities of the Armenian government
By joint efforts, Armenia can be turned into a leading technological  hub - AvinyanBy joint efforts, Armenia can be turned into a leading technological  hub - Avinyan
Mher Grigoryan stated the need for cooperation with the WB in order  to develop the capital market in ArmeniaMher Grigoryan stated the need for cooperation with the WB in order  to develop the capital market in Armenia
Ardshinbank December 16 will begin the initial placement of dollar  bonds in the amount of $ 5 millionArdshinbank December 16 will begin the initial placement of dollar  bonds in the amount of $ 5 million
Armenian State Control Service revealed violations of 2 billion 103  million 988 drams at <Jrar> CJSCArmenian State Control Service revealed violations of 2 billion 103  million 988 drams at CJSC
SRC of Armenia: Starting January 1, 2020, the  cost of duty-free  import of goods will be reduced SRC of Armenia: Starting January 1, 2020, the cost of duty-free  import of goods will be reduced 
AmRating: Increasing toxicity of consumer loans will push banks to  not put all their eggs in one basketAmRating: Increasing toxicity of consumer loans will push banks to  not put all their eggs in one basket
ANPP scheduled stop scheduled for May 15ANPP scheduled stop scheduled for May 15
Vice Prime Minister: Armenia`s cooperation with ADB is complex and  multifacetedVice Prime Minister: Armenia`s cooperation with ADB is complex and  multifaceted
Too big to innovate?  The secrets to innovating at a big corporateToo big to innovate? The secrets to innovating at a big corporate


 Currency Market

 Indicators



 Banks bonds

Non-cash bank card transactions show unprecedented growth for the  second year in a row

 Thursday, December 12 2019 19:57:00
Non-cash bank card transactions show unprecedented growth for the  second year in a row

ArmInfo. For the second year in a row, an unprecedented growth has been recorded in the bank card market of Armenia. According to the Central Bank of the Republic of  Armenia, according to the results of 9 months of 2019, as in the same  period of the past, the growth of non-cash payments amounted to about  48% per annum.

CBA: Armenian card market is gaining momentum
 Thursday, December 12 2019 19:24

ArmInfo. In Armenia, the number of plastic cards increased by October 18, 2019 by 18.4% per annum - up to 2.283 million units, against an increase of 17.9% a  year earlier. And the total volume of plastic transactions, almost  repeating the pace of last year (24.5% for 9 months of 2018), grew by  24% per annum for 9 months of 2019, exceeding 1.7 trillion drams.  This is evidenced by the data of the Central Bank of Armenia.

>>>
ADB to provide a loan of 36.5 mln euros to Armenia for the second  program of social efficiency and financial markets
 Thursday, December 12 2019 15:38

ArmInfo.For the implementation of the second program of social efficiency and  financial markets, the Asian Development Bank will provide a loan of  36.5 million euros to Armenia. At an extraordinary meeting on  December 12, the Armenian parliament discussed the draft agreement  with the Bank submitted by the government of the country.

>>>
German KfW Bank to provide Armenia 40 million euros for actvities in  the field of nature protection
 Thursday, December 12 2019 14:08

ArmInfo.German KfW Bank will provide Armenia 40 million euros for work done in the field of nature protection. At its meeting on December 12, the National  Assembly of the Republic of Armenia discusses the agreement with the  Bank submitted by the Government of the Republic of Armenia.

>>>
Deputy Minister: 2019 will be the last year of attracting credit  funds for budget assistance
 Thursday, December 12 2019 13:53

ArmInfo. 2019 will be the last year to attract credit under budget assistance. On December 12, Deputy Minister of Finance of Armenia Armen Hayrapetyan stated this  from the rostrum of the National Assembly of the Republic of Armenia.

>>>
WB to provide Armenia a loan of $ 45.8 million to finance the state  budget deficit in 2019
 Thursday, December 12 2019 13:52

ArmInfo.The World Bank represented by the International Bank for Reconstruction and Development (IBRD) will provide Armenia a loan of $ 45.8 million to  finance the country's state budget deficit in 2019. At a meeting on  December 12, the country's parliament began discussions on an  agreement with the Bank.

>>>
Deputy Minister: As of October 10, the Armenian government placed 272  billion drams in the Central Bank of the country
 Thursday, December 12 2019 13:47

ArmInfo. As of October 10, the Armenian government placed in the Central Bank of the country 272 billion drams. RA Deputy Minister of Finance Armen Hayrapetyan stated on December 12 from the rostrum of parliament.

>>>
Pashinyan: The framework of cooperation with the WB is completely  consistent with the priorities of the Armenian government
 Wednesday, December 11 2019 19:54

ArmInfo. On December 11, Armenian Prime Minister Nikol Pashinyan received the World Bank Regional Director Sebastian Molineus. The meeting was also attended  by the head of the WB Armenian office, Silvi Bosutkho.

>>>
Ardshinbank December 16 will begin the initial placement of dollar  bonds in the amount of $ 5 million
 Wednesday, December 11 2019 16:40

ArmInfo. Ardshinbank December 16 this year will begin the initial placement of non-documentary coupon dollar bonds in the amount of $ 5 million. As evidenced by the  emission prospectus posted on December 11 on the Central Bank's  website, 50 thousand bonds with a par value of $ 100 each, with a  coupon yield of 5.25% and a periodicity of payment of times are  provided to the quarter. The maturity date of the bonds of this issue  is dated March 16, 2022.

>>>
AmRating: Increasing toxicity of consumer loans will push banks to  not put all their eggs in one basket
 Tuesday, December 10 2019 21:04

ArmInfo. By November 2019, the banking system of Armenia even more accelerated the annual growth in retail lending - up to 36.3%, which was largely due to the high  activity of consumer lending, including mortgages, whose share  reached 27.5%, thanks to an increase of almost 40 % According to the  Central Bank of Armenia, from 2018 to November, the current growth  rate of consumer lending from 11.1% jumped to 30.9%.

>>>
Vice Prime Minister: Armenia`s cooperation with ADB is complex and  multifaceted
 Tuesday, December 10 2019 19:55

ArmInfo. The cooperation of Armenia with the Asian Development Bank (ADB) is complex and multifaceted. This was announced on December 10 by Deputy Prime  Minister Mher Grigoryan during a meeting with the newly appointed  director of the ADB Armenian office Paulo Spantigati.

>>>
Too big to innovate? The secrets to innovating at a big corporate
 Tuesday, December 10 2019 19:34

ArmInfo.By Andrew Connell

>>>
Central Bank of Armenia keeps refinancing rate at 5.5%
 Tuesday, December 10 2019 18:51

ArmInfo.The central bank kept the refinancing rate at 5.5%. As the Central Bank of Armenia press service told ArmInfo, this decision was made on December 10 at a  meeting of the Central Bank Council.

>>>
Armenian Finance Minister and IMF Head of Armenian Mission touch on  prospects for expanding cooperation
 Tuesday, December 10 2019 15:49

ArmInfo. On December 10, Armenian Minister of Finance Atom Dzhandzhugazyan received a delegation led by the head of the Armenian mission of the  International Monetary Fund (IMF) Nathan Porter.

>>>
Loan agreements expected to be signed at meeting of German-Armenian  Fund Observer Council
 Friday, December 6 2019 20:02

ArmInfo. The delegation of the Central Bank of the Republic of Armenia, headed by Central Bank Chairman Arthur Javadyan, went to Vienna to participate in a meeting  of the Council of Program Observers of the German-Armenian Fund,  operating jointly with the German Development Bank KfW.

>>>
Armenian Central Bank intends to introduce new risk containment  regulations for increasing consumer loans
 Friday, December 6 2019 17:11

ArmInfo. The Central Bank of the Republic of Armenia intends to introduce new regulation to contain risks associated with an increase in consumer lending. On  December 6, Nerses Yeritsyan, Deputy Chairman of the Central Bank of  the Republic of Armenia, stated this from the parliamentary tribune.  According to him, this does not concern the containment of growth in  consumer loans, and it is about risk management.

>>>
Customer base of Armenian banks increased by 9.7% per annum with an  increase in accounts by 14.2% by October 2019
 Friday, December 6 2019 13:57

ArmInfo.The customer base of Armenian banks totaled 2.843.868 individuals and 96.035 legal entities by October 2019. According to the Central Bank of 

>>>
In Armenia, the terms of the law "On Financial Equalization" will be  extended by two years
 Thursday, December 5 2019 12:20

ArmInfo.In Armenia, the terms of the law on financial equalization will be extended by two of the year.

>>>
VTB Bank (Armenia) improved mortgage terms: prepayment starting from  3%, interest rate from 3.5%, term up to 30 years
 Wednesday, December 4 2019 18:06

ArmInfo. VTB Bank (Armenia) has improved the conditions for obtaining a mortgage loan. As ArmInfo was told in the press service of the bank, prepayment starting from  3%, annual interest rate from 3.5% to 13.7%, effective interest rate  from 6-15%, loan repayment period from 3 years to 30 years , loan  amount - from 1 million to 80 million drams. As a result customers  can easily become happy owners of real estate, both in Yerevan and in  the regions of Armenia.  In addition, to obtain a mortgage, the  solvency requirements of customers are eased and a minimum package of  documents is required.

>>>
ArmInfo has released its 100th anniversary bank bulletin
 Tuesday, December 3 2019 20:25

ArmInfo. "Agency of Rating Marketing Information" (ArmInfo IC) published and provided its subscribers with a jubilee, hundredth, informational and analytical quarterly newsletter "Financial Ratings of Armenian Banks". "This is  commensurate with ArmInfo's 25 years of presence in the country's  financial analytics market," ArmInfo CEO Emmanuil Mkrtchyan said.

>>>
Renovate your home with Ardshinbank
 Tuesday, December 3 2019 16:50

ArmInfo.Ardshinbank offers “Jerm Ojakh” loan aimed at energy-efficient home renovation. The loan is provided without collateral with a maximum 3 million loan amount. The main condition for the borrowers is that at least the 40% of the loan amount must be spent on energy efficiency measures and equipment. However, the borrower receives up to 15% bonus from the loan amount.

>>>


Exchange rates
12.12.2019
RUB7.560.03
USD477.71-0.31
EUR531.551.76
GBP629.961.94
CAD362.731.58
JPY43.96-0.02
CNY68.000.08
CHF486.120.82


Experts
Analysts Opinion on Central Bank Report Analysts Opinion on Central Bank Report 
Mining Industry as a Fanciful Game of Cats-and-MiceMining Industry as a Fanciful Game of Cats-and-Mice
Tigran Khachatryan: Attracting several transnational investors to  Armenia will allow the country to start playing for high stakesTigran Khachatryan: Attracting several transnational investors to  Armenia will allow the country to start playing for high stakes
During the first 5 years, the agricultural insurance market in Armenia will operate at a lossDuring the first 5 years, the agricultural insurance market in Armenia will operate at a loss
Artak Kamalyan: Education is the key to success. Everything else is of secondary importanceArtak Kamalyan: Education is the key to success. Everything else is of secondary importance
Head of PSRC: Whatever the agreement, the domestic tariff is  dependent on the price at the borderHead of PSRC: Whatever the agreement, the domestic tariff is  dependent on the price at the border
IMF: Armenia needs to achieve sustainable inclusive growthIMF: Armenia needs to achieve sustainable inclusive growth
Artur Atoyan: Problems of fish farmers are solved by the communist  method, that is, they are not solved at allArtur Atoyan: Problems of fish farmers are solved by the communist  method, that is, they are not solved at all
HSBC Bank Armenia digitalizes cooperation with retail clients HSBC Bank Armenia digitalizes cooperation with retail clients 
AmRating agency in cooperation with European Rating-Agentur Expert RA  GmbH has issued regular research on Armenia`s banking systemAmRating agency in cooperation with European Rating-Agentur Expert RA  GmbH has issued regular research on Armenia`s banking system
Yulia Ustyugova: Armenia can get access to IMF “insurance line”Yulia Ustyugova: Armenia can get access to IMF “insurance line”
Armand Arton: The question whether citizenship should be granted in  return for investments is rather rhetoricalArmand Arton: The question whether citizenship should be granted in  return for investments is rather rhetorical
Former head of the Ministry of Finance: <Confrontation> with Lydian may cost much to ArmeniaFormer head of the Ministry of Finance: with Lydian may cost much to Armenia
Vardan Aramyan: It will be unreasonable if the government goes to revise the allowable national debt ceiling in GDPVardan Aramyan: It will be unreasonable if the government goes to revise the allowable national debt ceiling in GDP
HSBC Bank Armenia increases efficiency and focuses on digital servicesHSBC Bank Armenia increases efficiency and focuses on digital services
Bulgarian Minister: The level of Armenian-Bulgarian economic  cooperation is still unsatisfactoryBulgarian Minister: The level of Armenian-Bulgarian economic  cooperation is still unsatisfactory
Expert: Recruitment market in Armenia from the point of view of  supply and demand is sleepingExpert: Recruitment market in Armenia from the point of view of  supply and demand is sleeping
Expert: Despite the adequacy of Armenian banks` capitals, the  opportunities for its optimal use are severely limitedExpert: Despite the adequacy of Armenian banks` capitals, the  opportunities for its optimal use are severely limited
Association of Organic Agriculture is being created in ArmeniaAssociation of Organic Agriculture is being created in Armenia
Pailak Tadevosyan: Governments change in Armenia, but taxation  approaches do not changePailak Tadevosyan: Governments change in Armenia, but taxation  approaches do not change

Search by date

Government Bonds

Issue volume

10 billion

Volume of T-bills for placement

200 million

Volume of submitted competitive applications

200 million

Volume of satisfied bids

200 million

Yield at cut-off price

 5.8314%

Maximum yield

 5.8314%

Мinimum yield

 5.8314%

Weighted average yield

 5.8314%

Number of participants

2

The maturity date of T-bills

03.02.2020

ArmEx

 

СПРОС (Покупка)

USD

Средневзв. Цена

482,00

ПРЕДЛОЖЕНИЕ (Продажа)

  USD

Средневзв. Цена

-

СДЕЛКИ

USD

Цена откр.

482,00

Цена закр.

482,00

Мин. Цена

482,00

Макс. Цена

482,00

Ср/взв. Цена

482,00

-0.16

Кол-во сделок

1

Объем (инвал.)

200 000

0бъем (драм)

96 400 000

Commented
Mining Industry as a Fanciful Game of Cats-and-MiceMining Industry as a Fanciful Game of Cats-and-Mice
Russian processing company Russian processing company "MultiCarta" discussed cooperation  opportunities with Yerevan Municipality in the transport sector
$ 270 Million to be invested in the construction of the first  skyscraper in Yerevan$ 270 Million to be invested in the construction of the first  skyscraper in Yerevan
The AGBU Women Entrepreneurs Program Launched in Artsakh: FRUITFUL  ARMENIA Foundation is the partnerThe AGBU Women Entrepreneurs Program Launched in Artsakh: FRUITFUL  ARMENIA Foundation is the partner
Forecast: Armenia has good prospects for expanding its presence in  the Polish marketForecast: Armenia has good prospects for expanding its presence in  the Polish market
Armenian government`s delegation headed by Prime Minister will take  part in the St. Petersburg International Economic Forum on June 6-7Armenian government`s delegation headed by Prime Minister will take  part in the St. Petersburg International Economic Forum on June 6-7
Concessionaire of Zvartnots International Airport promises to become  one of the best operators in the worldConcessionaire of Zvartnots International Airport promises to become  one of the best operators in the world
Arthur Javadyan: Central banks are not responsible for economic  growthArthur Javadyan: Central banks are not responsible for economic  growth
Forecast: Electricity exports to the Middle East through Iran are a  key component of Armenia`s geo- economic strategyForecast: Electricity exports to the Middle East through Iran are a  key component of Armenia`s geo- economic strategy
ArmInfo IC: In Armenia,  CMTPL loss ratio increased up to 64.5% in Q1  2019ArmInfo IC: In Armenia,  CMTPL loss ratio increased up to 64.5% in Q1  2019
From January 1, 2020, the cost of customs clearance of cars from  non-EEU countries in Armenia will increase by at least 4-5 fold:  whether the market for used cars is going upFrom January 1, 2020, the cost of customs clearance of cars from  non-EEU countries in Armenia will increase by at least 4-5 fold:  whether the market for used cars is going up
Overdue loans accelerate growth in banking system of ArmeniaOverdue loans accelerate growth in banking system of Armenia
RA Prime Minister: European Union is not ready to finance 100% of  development programs implementation in ArmeniaRA Prime Minister: European Union is not ready to finance 100% of  development programs implementation in Armenia
Converse Bank offers online loans at a low effective interest rateConverse Bank offers online loans at a low effective interest rate
Renco company will attract additional shareholders and partners to  the project of building a new thermal-power plant in ArmeniaRenco company will attract additional shareholders and partners to  the project of building a new thermal-power plant in Armenia
T.Avinyan: The Government is open for cooperation and encourages  active dialogue and interaction in all areas T.Avinyan: The Government is open for cooperation and encourages  active dialogue and interaction in all areas 
Agreement on construction of a new unit with combined gas cycle  signed in YerevanAgreement on construction of a new unit with combined gas cycle  signed in Yerevan
Veolia Jur: Regulatory charges are false and unfoundedVeolia Jur: Regulatory charges are false and unfounded
Armenian Prime Minister: We are gaining momentum for economic takeoffArmenian Prime Minister: We are gaining momentum for economic takeoff
Through the mobile banking application of Ardshinbank you can get a  loan in seconds.Through the mobile banking application of Ardshinbank you can get a  loan in seconds.
By the end of 2018, By the end of 2018, "Galburdjian Group" will launch the production of  sesame oil in Armenia
Expert: Armenia has a problem with effective use of water resources,  rather than small hydropower stationsExpert: Armenia has a problem with effective use of water resources,  rather than small hydropower stations
Investment forum Investment forum "Energy Week 2018" to be held in Armenia