ArmInfo. In the Armenian plastic card market, cashless transactions have exceeded cash transactions, accounting for 56% of the total volume (compared to  52.3% in 2024, 51% in 2023, and 40% in 2022), totaling 4.2 trillion drams ($11 billion) in absolute terms, according to data from the  Central Bank of Armenia.

ArmInfo.On February 18, Ardshinbank officially opened its new Ardshinbank Business branch at 16/12 Tigran Mets. The specialized office is designed to serve small and medium-sized enterprises (SMEs).

ArmInfo. As of January 1, 2026, Armenian plastic market had over 5 million cards, with the  annual growth decreasing from 16.3% to 15.8%. Meanwhile, microprocessing cards with NFC chips experienced a slowdown in growth from 32% to 25%, totaling 4.3 million, which accounts  85% of the total number of cards, according to data from the Central Bank of  Armenia.

ArmInfo. In Armenia's banking sector, adequate capital buffers and stable profitability  will support significant lending growth in 2026-2027, according to the S&P Global Ratings report "Banking Sector Outlook 2026: Central Asia and the Caucasus. Resilience Amid Heightened Geopolitical Risks."

ArmInfo. The annual discussion of the European Investment Bank (EIB) public sector programs in Armenia was co-chaired by Edgar Mkrtchyan, Deputy Minister of Finance of the Republic of Armenia; Karen Nazaryan, Advisor to the Deputy Prime Minister of the Republic of Armenia; and Matteo Rivelini, Head of the Investment Group at the EU's Enlargement and Neighborhood Department.

ArmInfo.  Armenian Minister of Territorial Administration and Infrastructure David Khudatyan received a delegation from the European Investment Bank (EIB), led by  Matteo Rivilini, Head of the EIB Regional Office.

ArmInfo.  Armenian Deputy Prime Minister Mher Grigoryan received a delegation from the European Investment Bank (EIB) yesterday, led by Matteo Rivellini, Head of the  EIB Country Office.

ArmInfo.Based on data released by the State Revenue Committee of the Republic of Armenia on taxes and duties, as of December 31, 2025, Ardshinbank ranks first among Armenian banks for total tax payments and is listed among the top five of Armenia’s 1,000 largest taxpayers.

ArmInfo.On January 26, Ardshinbank Chairman of the Board Artak Ananyan and Brand Ambassador, Olympic Champion Artur Aleksanyan visited the patients of the “Zinvori Tun” Rehabilitation Center. The meeting between the guests and the servicemen and veterans took place in a warm and heartfelt atmosphere, becoming another expression of deep respect, support, and unity with the defenders of our country.

ArmInfo.  The State Revenue Committee of Armenia has released the latest data on the  country's top 1,000 taxpayers. The top five  taxpayers have together  paid 279.5 billion drams ($733.1 million) to the state budget,  accounting for 14.4% of the total tax revenue from the top 1,000  list.

ArmInfo.The net profit of Armenia's banking system by the end of 2025 returned to its natural growth rate of 17% (versus 60% in 2024), exceeding 421.3 billion  drams or $1.1 billion. According to the Express Ranking of Armenian  Banks as of December 31, 2025, prepared by the ArmInfo information  agency, the virtually double-digit growth in net profit has once  again been supported by consistently active lending, rather than by  temporary short-term factors, as was the case in 2022-2023 during the  surge in foreign exchange and card transactions of relocators. 

ArmInfo.  Fitch Ratings, an international rating agency, has upgraded Ardshinbank's rating outlook from Stable to Positive, affirming the Bank's Long-Term Issuer Default Rating (IDR) at ‘BB-‘ and Viability Rating (VR) at ‘bb-‘.

ArmInfo.Ardshinbank continues to demonstrate its commitment to advancing technology and human capital, reinforcing its position as a leader in the digital transformation of Armenia’s financial sector. On January 20, the bank celebrated the opening of its new, specialized IT hub.

ArmInfo. Prime Minister Nikol Pashinyan announced that an Armenian commercial bank has successfully issued an unprecedented volume of Eurobonds on  international financial markets, with investor demand exceeding supply by more than three times.

ArmInfo.  The Central Bank of Armenia informs citizens that banks do not have the right to refuse to open accounts under the Social Package program. This was stated in a statement by the Central Bank of Armenia.

ArmInfo. Ardshinbank announces the launch of a new toolkit on its sme.ardshinbank.am platform, offering small and medium-sized enterprises a more convenient, faster, and accessible way to obtain necessary financing.

ArmInfo.EIB Global will provide a €100 million loan to Ardshinbank to boost access to finance for micro, small and medium-sized enterprises and mid-caps in Armenia.

ArmInfo. Ardshinbank has improved the terms of its unsecured consumer loans by reducing the nominal interest rate to starting from 12.9%.

ArmInfo. The Banker, a prestigious magazine belonging to the Financial Times Group that has been tracking financial sector developments in the world for nearly a century, annually evaluates banks’ performance by analyzing their financial results, innovative programs, strategic initiatives, and the quality of customer service.

ArmInfo. From December 1 to 31, 2025, all Ardshinbank Visa cardholders will have the opportunity to receive 10% cashback when making purchases in the following stores: ZARA HOME, ZARA, BERSHKA, OYSHO, CHARLES & KEITH, MONSOON, LA SENZA, FLORMAR, SUNGLASS HUT, ZIPPY, QUIZ, PULL & BEAR, MASSIMO DUTTI, ACCESSORIZE, STRADIVARIUS, MARKS & SPENCER.