ArmInfo. In Armenia, against  the background of a fall in property prices, the mortgage is gaining  momentum. According to the Financial Rating of the Armenian Banks  prepared by IC ArmInfo, parallel to this, the volume of bank mortgage  lending came out of the 1.5% decline by 14.4%, to 215.2 billion drams  or $ 444.5 million, which was accompanied by a decrease in mortgage  rates loans for 2017 from 12.2% to 10.6% on average. Meanwhile, over  the past year the average market value of housing has decreased by  2.8% (against growth of 0.6% in 2016).

ArmInfo.  In 2017, the Armenian banking system sent 40.1 billion AMD of taxes to the state treasury, which is 16.6% higher than the figure of a year ago. Of this amount, over 89% or 35.7 billion AMD was paid on direct taxes (including income tax and income tax), with an annual growth of 18.6%.

ArmInfo. Anelik Bank has  improved the terms of mortgage loans.  As the press service of the  Bank explained to ArmInfo, prepayment - starting from 0%, interest  rate - at least 8.5% per annum, maturity - up to 20 years. Mortgage  loans are issued both in drams and in US dollars.

ArmInfo. Anelik Bank offers  customers to conduct non-cash operations with gold of 999.9-th test  to take advantage of a new service - the opening and management of an  impersonal metal account. This service gives customers the  opportunity to turn the amount on a metal account into impersonal  gold.

ArmInfo. Bank Anelik, after  another audit, received from the British Institute of Standards (BSI)  a new edition of the certificate of compliance of the bank's  activities with the international quality management standards ISO  9001: 2015 and management of the information security system ISO  27001: 2013. The press service of the Bank informed ArmInfo about  this.

ArmInfo. January 9 2017, the  dollar issue of the nominal coupon bonds of Ameriabank was listed on  the Nasdaq OMX Armenia stock exchange, entered the main list of Abond  and allowed to enter into targeted trading and repo deals.

ArmInfo. The dollar tranche of  Anelik Bank's bonds in the amount of $ 5 million was listed on  NasdaqOMX Armenia on December 22 with inclusion in the main list of  Abond, ArmInfo correspondent was told in the press service of the  exchange that this issue is allowed to enter into targeted trading  and repo transactions. The bonds of this issue (ISIN - AMANLBB25ER5)  will be quoted under the exchange code ANLBB5. Taking into account  this issue, the Bank of Anelik has already issued 4 tranches of  dollar bonds in the amount of $ 20 million and an AMD one  in the  amount of 1 billion.

ArmInfo. Starting from  December 19, 2017 USD denominated nominal coupon bonds issued by  "ARMBUSINESSBANK" CJSC will be listed on NASDAQ OMX Armenia and  included in the bonds' secondary (Bbond) list.   

ArmInfo. The second tranche of Converse Bank dollar bonds in the amount of $ 4 million was listed and entered the main list (Abond) of the Nasdaq OMX Armenia stock exchange. As the press service of the exchange told ArmInfo, the second dollar tranche of the Bank (ISIN - AMCOVSB24ER5) is allowed to conclude targeted trade and repo transactions.

ArmInfo. Anelik Bank fully placed the 5th jubilee tranche of registered coupon bonds in the amount of $ 5 million within the stipulated terms. As the press service of the Bank informed ArmInfo, taking into account this issue, 4 tranches of dollar bonds in the amount of $ 20 million and one AMD in volume 1 billion.

ArmInfo. On the eve of the New Year holidays Bank Anelik launched a discount offer for VISA and MasterCard cardholders. As ArmInfo was told in the press service of the Bank, from December 4 to December 31, Visa Electron and Maestro / Cirrus cards can be purchased free of charge (without annual maintenance fee) and without a minimum balance on the account, while other VISA and MasterCard cards - 50% discount. To do this, you only need to submit a passport and social card.

ArmInfo. The reduction in  interest rates has created new opportunities in terms of the  development of the corporate bond market. Answering the question of  ArmInfo during an online conference on the theme "Tendencies of  interest rate changes", which was online broadcast on the official  page of Ameriabank in Facebook, Retail Banking Director Arman  Barseghyan said.

ArmInfo. Starting from November 27, 2017, nominal coupon bonds issued by “ARARATBANK” OJSC have been listed on NASDAQ OMX Armenia and included in the bonds' secondary Bbond list.   

ArmInfo. Converse Bank completed the placement of the second tranche of dollar coupon bonds in the amount of $ 4 million before the scheduled date on November 27, thereby summarizing the issue of the first issue with a total volume of $ 10 million. As ArmInfo was told in the press service of the Bank, the initial placement of the second tranche of dollar bonds started on October 19 . On the first tranche of the dollar issue, the primary placement started on May 5 this year. and ended on May 16, and on May 26, the entry into the listing list was held.

ArmInfo. The banking system  of Armenia in January- September 2017 sent 31.7 billion drams to the  state treasury, which is 13.6% higher than the figure of a year ago.  Of this amount, over 89.3% or 28.3 billion drams was paid for direct  taxes (including income tax and income tax), with an annual growth of  12.8%. According to the RA State Revenue Committee, in the first  hundred of the largest taxpayers of Armenia in the first 9 months of  2017, out of 17 operating banks, 12 (12 out of 19 of those operating  in the same period in 2016) fell. Among them in the top five banks of  taxpayers - Ardshinbank, ACBA-Credit Agricole Bank, VTB Bank  (Armenia), Ameriabank and Armbusinessbank, which figured in the top  five and a year earlier. Over the first 9 months of 2017, the top  five banks sent 16.5 billion drams to the state treasury (annual  growth of 18.7%), of which 15.1 billion drams - on direct taxes  (annual growth of 18.9%).

ArmInfo. Commercial banks of  Armenia have already accumulated $ 180 million to implement projects  in the field of renewable energy, but they are not fully used. On  November 8, the national expert of the EU4Energy project of the  Energy Charter Astghine Pasoyan told the ArmInfo news agency on the  margins of the forum that opened in Yerevan on the potential of  Armenia in the energy sector. The forum is organized by the Ministry  of Energy Infrastructures and Natural Resources of the Republic of  Armenia, the delegation of the European Union in Armenia and the  Energy Charter.

ArmInfo. Anelik Bank launches an action allowing the customers to have card loans secured by gold until December 1 2017

ArmInfo. Bank Anelik on  October 30 summed the results of the Summer Promotion and awarded  gold bullion 5 card holders who carried out non-cash transactions for  the largest amount.

ArmInfo.The first issue of USD  bank ACBA-Credit Agricole bonds in the amount of $ 5 million was  listed on the stock exchange NasdaqOMX Armenia and is included in the  main list Abond. As the press service of the exchange told ArmInfo,  this issue of ACBA-Credit Agricole Bank is allowed to enter into  targeted trading and repo deals. The bonds of this issue (ISIN -  AMACBAB21ER0) will be quoted under the exchange code ACBAB1.

ArmInfo. Converse Bank, by placing the second tranche of USD coupon bonds in the amount of $ 4 million, completes the issue of the first issue with a total volume of $ 10 million. As the press service of the Bank told ArmInfo, the initial placement of the second tranche of USD bonds started on October 19. On the first tranche of the USD issue, the primary placement started on May 5 this year and ended on May 16, and on May 26, the entry into the listing list was held.